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323 N Thompson Lake Rd, Bois Blanc Island, MI, 49775

0beds
0baths
0sqft
$49,999
--price/sqft
$486/moest. monthly cost
$19,440/yrincome needed

About This Home

10 acres of Nicely wooded property and 100 feet of frontage on Thompson Lake, where the fishing is great. Building Site is on high ridge to the north side of the property. Well and Septic in place. some clean up required from prior cabin but will be a perfect get away from the world!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

--
Bois Blanc Pines SchoolGrades K-83.1 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Features

  • Finished area below ground: 0
  • Finished area above ground: 0

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 00102400145

Lot

  • Lot size: 10 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Tsunami

FEMA Declared Disasters in Mackinac County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$11$132
Property Taxes $35$420
Electricity $188$2,259
Total$486$5,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,662/yr
40% on housing$14,580/yr
45% on housing$12,960/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 49775$52
Mackinac County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 49775
Mackinac County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-04Listed for sale$49,999
2026-01-01Listing removed$49,999
2025-04-17Listed for sale$49,999
2024-09-16Listing removed$60,000
2024-09-16Price change$60,000
2024-08-26Price change$65,000
2024-08-19Listed for sale$69,499
2024-01-01Listing removed--
2023-06-23Listed for sale$45,000
2023-05-28Listing removed--
2023-05-28Pending sale$45,000
2023-05-23Listed for sale$45,000

For Sale by Agent

AgentLarry Phillips
BrokerageBois Blanc Island Real Estate

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