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2975 S Scotty Dr, Pleasant Lake, IN, 46779

2beds
1baths
608sqft
$189,900
$312price/sqft
$1,329/moest. monthly cost
$53,160/yrincome needed

About This Home

Welcome to the charming Big Bower lake, a nonski lake that is part of the chain of five lakes (or golden chain) in NE Indiana perfect for the avid fisherman or kayaker. On the shore sits your next weekend getaway and the best place to make new memories. Set back from the water on a hill sits a cozy cottage ready for weekends full of relaxation. Two bedrooms and one full bath accompany a spacious kitchen and living room for nights playing cards or board games. The large, newly painted 10 X 24 deck is just right for early morning coffee or afternoons in the sun. Two large sheds sit on the property for plenty of storage. All funiture stays. Not in a flood plain.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
Angola Middle SchoolGrades 6-84.5 mi
5/10
Angola High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Carpet,Concrete
  • Finished area below ground: 0
  • Finished area above ground: 608

Heating & Cooling

  • Heating features: Electric,Multiple Heating Systems,Propane Tank Owned
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 608
  • Total interior livable area: 608 sqft

Kitchen

  • Level: Main
  • Area: 210

Living Room

  • Level: Main
  • Area: 210

Property

Details

  • Parcel number: 761105430111.000017

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake,Pier/Dock,Lake Front,Non Ski Lake
  • Waterbody name: Big Bower Lake
  • Frontage length: Channel/Canal Frontage(0),Water Frontage(50)

Lot

  • Lot size: 10,454 sqft
  • Features: Lake
  • Lot size dimensions: 46x219

Parking

  • Parking features: Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$68$816
Property Taxes $117$1,404
Electricity $184$2,212
Total$1,329$15,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,565/yr
40% on housing$39,870/yr
45% on housing$35,440/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 46779$104
Steuben County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 46779$170
Steuben County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$196,900
2026-03-31Listed for sale$199,900

For Sale by Agent

AgentPatti M Couperthwaite
BrokerageColdwell Banker Real Estate Group

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