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17242 Philadelphia Rd, Twain Harte, CA, 95383

2beds
1baths
1,024sqft
$95,000
$93price/sqft
$1,011/moest. monthly cost
$40,440/yrincome needed

About This Home

Remote, off grid property, with House, Well, Septic on 4.99 acres. House needs TLC, but lots of potential. Also has a separate Studio apartment, but needs pluming, wood shed, and a storage building. Very peaceful.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

4/10
Twain Harte SchoolGrades K-86.3 mi
6/10
Summerville High SchoolGrades 9-1211.4 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1965

Materials

  • Construction materials: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: Other

Interior Area

  • Total structure area: 1,024
  • Total interior livable area: 1,024 sqft

Kitchen

  • Features: None

Property

Details

  • Parcel number: 028460004000
  • Zoning: RE5
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: One Story
  • Stories: 1
  • Pool features: None
  • Exterior features: Back Yard,Front Yard,Side Yard

Lot

  • Lot size: 4.99 Acres
  • Features: Irregular Lot

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Heat Wave
Landslide
Lightning
Winter Weather

FEMA Declared Disasters in Tuolumne County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance *$49$588
Property Taxes $84$1,008
Electricity $398$4,786
Total$1,011$12,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,662/yr
40% on housing$30,330/yr
45% on housing$26,960/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.5%
18.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 95383$240
Tuolumne County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 95383$246
Tuolumne County$258

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-06-28Price change$95,000
2024-12-26Price change$140,000
2024-08-30Listed for sale$190,000
2023-11-09Listing removed--
2023-07-14Price change$190,000
2023-02-18Listed for sale$240,000
2022-05-17Sold$5,000
2020-10-28Sold$145,000
2020-10-13Pending sale$148,000
2020-07-09Listed for sale$148,000

For Sale by Agent

AgentJENNICE WEGER
BrokerageColdwell Banker Twain Harte Re

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