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525 N Riverbend Rd, Leitchfield, KY, 42754

7beds
4baths
3,272sqft
$619,000
$189price/sqft
$4,310/moest. monthly cost
$172,400/yrincome needed

About This Home

Nestled along the Woodside of Rough River Lake, 525 N Riverbend Rd. offers the comfort of home with the capacity for a crowd. As you enter the home, you're invited into the open, airy & bright main living level. The quality custom construction is evident by the materials & craftmanship throughout, like the 18 ft ceilings, hickory floors, granite, x-large windows, surround sound, bidets, & trex double decking. The first level is an ideal set-up for gathering together. There you will find the convenience of the laundry/mud room & half bath off of the oversized attached garage and the open dining, kitchen & living spaces set off by the stone faced gas fireplace. The primary bedroom, bathroom & walk-in closet are conveniently located on the first floor with it's own access to the covered composite deck for your own water view. Luxury vinyl flooring on this level is the smart choice for easy cleanup coming off the lake and low maintenance. There is also an unfinished sub-basement for all your lake storage needs and a prime spot for a shop or hangout. The exterior features offer just as much space for entertainment AND solace as the interior. A covered front porch across from beautiful rock formations, the back of the house has multi-level, low maintenance covered decking, and a lower level patio - all with a lake view. The lower level of the backyard offers great yard space. The owners have a cart path on the right side of the house that feeds into the neighbor's path to the docks. You could also make your own cart path below the property. There is not currently a dock slip in place, but the Sellers are approved for a COE permit so that the new owners could secure a dock. Plus, the Owners say this neighborhood is short-term rental friendly!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
5/10

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Up Access,Exterior Entry,Walkout Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Level: Second

Dining Area

  • Level: First

Features

  • Open Floorplan
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,450
  • Finished area above ground: 1,822

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air,Propane,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,822
  • Total interior livable area: 3,272 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: WS 10

Features

  • Stories: 2
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: See Remarks
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.43 Acres
  • Features: Covt/Restr,Easement,See Remarks,Cleared,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,130$37,560
Home Insurance *$452$5,424
Property Taxes $470$5,640
Electricity $258$3,100
Total$4,310$51,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,771/yr
40% on housing$129,300/yr
45% on housing$114,933/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 42754$124
Breckinridge County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 42754
Breckinridge County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Listed for sale$619,000
2026-01-01Listing removed$619,000
2025-09-18Listed for sale$619,000
2025-09-15Listing removed$619,000
2025-08-05Price change$619,000
2025-04-16Listed for sale$630,000
2024-08-28Listing removed$630,000
2024-06-13Price change$630,000
2024-04-02Price change$635,000
2024-03-18Listed for sale$624,900
2023-03-31Sold$580,000
2023-03-17Pending sale$648,900
2023-02-14Contingent$648,900
2023-01-25Price change$648,900
2022-10-17Price change$655,000
2022-08-29Listed for sale$675,000
2010-01-15Sold$49,900

For Sale by Agent

AgentKari Jones
BrokerageGreater Rough River Realty Group

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