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15019 Lynnford Ct, Waterford, VA, 20197

4beds
5baths
4,552sqft
$1,399,000
$307price/sqft
$8,776/moest. monthly cost
$351,040/yrincome needed

About This Home

Comfort and style seamlessly meet here at 15019 Lynnford Ct. on 2+ perfectly positioned acres in the center of Loudoun County. This impressive residence boasts over $200k of thoughtful enhancements and has been meticulously cared for. Offering 4 generous bedrooms and 4.5 beautifully finished bathrooms, the home welcomes you with a polished, model-like atmosphere. Gleaming hardwood flooring carries throughout the sun-lit main level for natural flow. You will find a cozy front living room, formal dining room, an inviting family room with stone fireplace and vaulted ceiling, office, powder room, and a gourmet kitchen that makes a dramatic statement with a 10-foot island, breakfast area, premium stainless-steel appliances, custom cabinetry, and a walk-in pantry - perfect for everything from lively gatherings to relaxed everyday meals. Step outside for the star of the show - the screened porch of your dreams designed for year-round enjoyment, featuring composite flooring, ceiling fans, skylights, built-in heaters, outdoor speakers, a stone fireplace with hidden TV, and custom blinds for added comfort. Move to the adjoining composite deck and unwind in the private hot tub or gather around the custom fire pit in the back yard. A charming front porch completes the outdoor spaces, offering a peaceful spot for morning or evening relaxation. The upper level houses a spacious primary suite with walk-in closet and updated bathroom with double vanity, soaking tub, and luxury shower, a second bedroom with attached full bathroom, two additional bedrooms with a third full hallway bathroom, and a dedicated laundry room. The finished lower level provides even more flexible living space with a variety of uses for whatever fits your lifestyle, with an abundance of storage space, and walk-up access to the back yard as well. Set in a prime location, this exceptional home offers convenient access to schools, scenic parks and trails, acclaimed wineries and breweries, equestrian amenities, shopping, dining, commuter routes, and much more! Nestled in a quiet, private setting, this property strikes the perfect balance between tranquil retreat and everyday convenience. Don't miss the chance to make this place your own!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
Harmony Middle SchoolGrades 6-84.6 mi
9/10
Woodgrove High SchoolGrades PK-124.9 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Block,Brick/Mortar,Concrete Perimeter
  • Construction materials: Masonry

Other

  • Builder model: Delaware Elevation H
  • Builder name: K. Hovnanian

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Dryer,Oven,Double Oven,Range Hood,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Water Treat System
  • Laundry features: Upper Level,Washer In Unit,Dryer In Unit

Basement

  • Area: 1300

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Walk-Out Access,Partially Finished,Heated,Improved,Interior Entry,Exterior Entry,Rear Entrance,Windows

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Soaking Tub,Bathroom - Walk-In Shower,Breakfast Area,Built-in Features,Ceiling Fan(s),Chair Railings,Crown Molding,Dining Area,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Kitchen - Gourmet,Kitchen Island,Pantry,Recessed Lighting,Upgraded Countertops,Wainscotting,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Engineered Wood,Ceramic Tile,Carpet,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas/Propane,Mantel(s),Stone
  • Fireplace: Yes
  • Finished area below ground: 1,300
  • Finished area above ground: 3,252

Heating & Cooling

  • Heating features: Forced Air,Zoned,Propane
  • Cooling features: Central Air,Zoned,Electric

Interior Area

  • Total structure area: 4,552
  • Total interior livable area: 4,552 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 376254849000
  • Zoning: AR1
  • Special condition: Standard
  • Exclusions: Curtains

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Enclosed,Patio,Porch,Roof,Screened
  • Exterior features: Lighting,Rain Gutters
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 2.14 Acres

Parking

  • Total spaces: 6
  • Parking features: Storage,Covered,Garage Faces Side,Garage Door Opener,Inside Entrance,Asphalt,Attached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,074$84,888
Home Insurance *$326$3,912
Property Taxes $938$11,256
Electricity $438$5,261
Total$8,776$105,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$300,891/yr
40% on housing$263,280/yr
45% on housing$234,026/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$307This listing

vs Other Active Listings

Avg $/sqft

ZIP 20197$302
Loudoun County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 20197$249
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$1,399,000
2025-09-17Sold$1,374,900
2025-08-06Pending sale$1,374,900
2025-08-04Contingent$1,374,900
2025-08-01Price change$1,374,900
2025-07-09Price change$1,399,000
2025-06-26Listed for sale$1,450,000
2017-12-18Sold$753,010
2015-11-03Sold$335,270

For Sale by Agent

AgentAustin Wickwire
BrokerageRE/MAX Gateway, LLC

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