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205 Pine St, Rochester, MI, 48307

5beds
4baths
3,746sqft
$1,085,000
$290price/sqft
$7,279/moest. monthly cost
$291,160/yrincome needed

About This Home

Welcome to 205 Pine Street, a striking modern colonial set in the heart of downtown Rochester—where design, lifestyle, and location converge. Spanning approximately 2,500 square feet, this newly reimagined 5-bedroom, 3.1-bath residence delivers a refined blend of clean architectural lines and warm, organic finishes inspired by West Coast living. From the moment you arrive, the bold exterior façade makes a statement—contrasting rich wood accents against dramatic black detailing for a look that feels straight out of a Malibu streetscape. Inside, the home opens to a light-filled, open-concept layout curated for both everyday living and elevated entertaining. The designer kitchen serves as the centerpiece, featuring a waterfall-edge island, custom cabinetry, integrated appliances, and sleek pendant lighting—effortlessly flowing into expansive living and dining spaces. A modern fireplace feature wall anchors the living room, creating a sophisticated yet inviting atmosphere. Thoughtfully designed spaces include a dedicated home office with custom millwork, ideal for today’s work-from-home lifestyle, and generously sized bedrooms offering comfort and privacy across both levels. The primary suite delivers a boutique-hotel feel with spa-inspired finishes. Completion in 60 days. Step outside and enjoy the ultimate walkable lifestyle—just moments from Rochester’s premier dining, shopping, parks, and year-round community events. This is not just a home—it’s a statement property designed for buyers who appreciate modern aesthetics, prime location, and elevated living.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

6/10
9/10
Rochester High SchoolGrades 7-121.0 mi
10/10
West Middle SchoolGrades 6-121.9 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Basement,Poured
  • Roof: Asphalt
  • Construction materials: Cedar,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built In Electric Oven,Built In Electric Range,Built In Freezer,Built In Refrigerator,Dishwasher,Disposal,Dryer,Exhaust Fan,Humidifier,Microwave,Range Hood

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Second
  • Area: 144
  • Dimensions: 12 X 12

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 13 X 12

Bedroom

  • Level: Second
  • Area: 169
  • Dimensions: 13 X 13

Bedroom

  • Level: Basement
  • Area: 196
  • Dimensions: 14 X 14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 272
  • Dimensions: 16 X 17

Family Room

  • Level: Entry
  • Area: 252
  • Dimensions: 18 X 14

Features

  • Window features: Energy Star Qualified Windows
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,095
  • Finished area above ground: 2,651

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,746 sqft

Kitchen

  • Level: Entry
  • Area: 360
  • Dimensions: 20 X 18

Laundry

  • Level: Second
  • Area: 80
  • Dimensions: 8 X 10

Library

  • Level: Entry
  • Area: 100
  • Dimensions: 10 X 10

Mud Room

  • Level: Entry
  • Area: 42
  • Dimensions: 6 X 7

Other

  • Level: Second
  • Area: 108
  • Dimensions: 12 X 9

Other

  • Level: Basement
  • Area: 64
  • Dimensions: 8 X 8

Other

  • Level: Entry
  • Area: 36
  • Dimensions: 6 X 6

Primary Bathroom

  • Level: Second
  • Area: 165
  • Dimensions: 15 X 11

Primary Bedroom

  • Level: Second
  • Area: 240
  • Dimensions: 16 X 15

Property

Details

  • Parcel number: 1515233012
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Exterior features: Lighting

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 40 x 118.67

Parking

  • Total spaces: 1.5
  • Parking features: Oneand Half Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,486$65,832
Home Insurance *$317$3,804
Property Taxes $1,068$12,816
Electricity $408$4,903
Total$7,279$87,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$249,565/yr
40% on housing$218,370/yr
45% on housing$194,106/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 48307$168
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48307$238
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$1,050,000
2024-08-16Sold$250,000
2024-07-29Pending sale$295,000
2024-06-29Price change$295,000
2024-06-12Price change$335,000
2024-05-14Price change$375,000
2024-04-16Listed for sale$420,000

For Sale by Agent

AgentElvis Xhihani
BrokerageVanguard Realty Group

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