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362 Church St, Summersville, WV, 26651

4beds
3baths
1,925sqft
$360,000
$187price/sqft
$2,267/moest. monthly cost
$90,680/yrincome needed

About This Home

Inside, you'll find warm wood accents, granite countertops, and spacious living areas designed for comfortable everyday living. Step outside to enjoy your own private backyard oasis featuring an in-ground swimming pool, perfect for entertaining family and friends all summer long. A large garage and separate storage building provide plenty of space for vehicles, hobbies, and outdoor equipment. Conveniently located just minutes from Summersville Lake and only a 15-minute drive to the New River Gorge National Park and Preserve, this property offers the perfect combination of peaceful neighborhood living and easy access to some of West Virginia's best outdoor recreation. Whether you're searching for your forever home, a vacation getaway, or an investment opportunity, this well-kept property is one you won't want to miss.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
4/10
2/10

Construction

Condition

  • Year built: 1970

Type & Style

  • Home type: Townhouse
  • Property subType: Residential - Condo/Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,925
  • Total interior livable area: 1,925 sqft

Property

Details

  • Parcel number: 49 & 49.7
  • Zoning description: Other

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.47 Acres
  • Lot size dimensions: .47 acre

Parking

  • Parking features: Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$126$1,512
Property Taxes $122$1,464
Electricity $199$2,393
Total$2,267$27,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,725/yr
40% on housing$68,010/yr
45% on housing$60,453/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 26651$136
Nicholas County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 26651
Nicholas County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$350,000
2026-07-09Listed for sale$360,000

For Sale by Agent

AgentKatie Boggs
BrokerageLillywood Realty

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