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201 Sand Trap Cir, Tipton, IA, 52772

7beds
6baths
5,290sqft
$665,000
$126price/sqft
$5,149/moest. monthly cost
$205,960/yrincome needed

About This Home

Luxury meets small-town charm. Every detail was designed for those who love space, style, and serenity. Perfectly positioned on a quiet cul-de-sac bordering the Tipton Golf & Country Club, this 5,290 sq ft masterpiece blends high-end finishes, thoughtful design, and modern comfort into one exceptional home. Step inside and feel the elegance unfold — a soaring entryway opens to expansive living spaces filled with natural light. The chef’s kitchen is the heart of the home, featuring premium appliances, custom cabinetry, quartz countertops, and an oversized island built for gathering. Flowing seamlessly into the dining and living areas, this open-concept design invites entertaining on any scale. The main-floor primary suite offers a private retreat with spa-inspired finishes, walk-in closets, and peaceful views. With 7 bedrooms and 5.5 baths, there’s room for everyone. Ideal for growing families, guests, or multi-generational living. Each space has been curated with luxury flooring, designer lighting, and architectural touches that set this home apart. Step out to the four seasons room and deck to enjoy evening sunsets over the course. Whether you’re an avid golfer or simply love scenic surroundings, this home delivers a rare balance of recreation and relaxation. Living at Sand Trap Circle means enjoying Tipton’s welcoming communit

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
Tipton Middle SchoolGrades 5-80.7 mi
5/10
Tipton High SchoolGrades 9-121.2 mi
5/10
Tipton Elementary SchoolGrades PK-40.7 mi

Construction

Condition

  • Year built: 2015

Materials

  • Construction materials: Stucco,Vinyl,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range Or Oven,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Family Room On Main Level,Breakfast Bar
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,050
  • Finished area above ground: 4,240

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,290
  • Total interior livable area: 5,290 sqft

Property

Details

  • Parcel number: 048010013260100
  • Zoning: Res
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 0.36 Acres
  • Features: Less Than Half Acre
  • Lot size dimensions: 120 x 130

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Tornado
Winter Weather
Cold Wave
Drought
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance *$487$5,844
Property Taxes $906$10,872
Electricity $394$4,735
Total$5,149$61,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,537/yr
40% on housing$154,470/yr
45% on housing$137,306/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 52772$192
Cedar County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 52772
Cedar County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-31Price change$695,000
2026-03-30Price change$705,000
2025-10-29Price change$749,000
2025-09-19Listed for sale$769,000
2011-08-09Sold$30,000

For Sale by Agent

AgentSteven Hankemeier, RE/MAX Concepts
BrokerageRE/MAX Concepts

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