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442 Granite Lake Ct, Denver, NC, 28037

2beds
2baths
1,573sqft
$525,000
$334price/sqft
$3,271/moest. monthly cost
$130,840/yrincome needed

About This Home

Experience the 5-star resort lifestyle at Trilogy Lake Norman! This open-concept home is designed for effortless entertaining, situated on a quiet cul-de-sac street with minimal traffic. Enjoy the ultimate convenience of being within walking distance to the Twin Mills Club and the community's extensive trail system. The soaring 10-foot ceilings and 8-foot doors create an airy, expansive feel throughout. Kitchen features white craftsman style cabinetry, granite countertops, roll out shelves for easy access, stainless steel appliances, and a large island serving bar. Custom built-in cabinetry in the dining area provides expanded serving space and additional storage. The great room opens to a screened porch highlighted with a gas log fireplace, extended paver patio covered with a louvered pergola that backs to a serene, natural wooded common area creating a seamless transition to your outdoor exceptionally private oasis. The primary retreat featuring an ensuite bath with dual sink vanity, walk-in shower and a spacious closet that conveniently connects directly to the laundry room. Office/flex space for the crafting enthusiast. This split bedroom plan offers a private guest suite with adjoining bath. Garage includes a 4-foot extension for additional storage and durable epoxy coated flooring. Twin Mills Club membership includes access to the Freedom Boat Club, perfect for enjoying days on Lake Norman without the hassle of boat ownership and award winning amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

5/10
4/10
East Lincoln MiddleGrades 6-84.3 mi
7/10
East Lincoln HighGrades 9-120.8 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding

Other

  • Builder model: Lockwood
  • Builder name: Shea

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Fireplace features: Gas Log,Porch
  • Finished area below ground: 0
  • Finished area above ground: 1,573

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,573
  • Total interior livable area: 1,573 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Level: Main

Study

  • Level: Main

Property

Details

  • Parcel number: 92213
  • Zoning: PD-R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Front Porch,Patio,Rear Porch
  • Spa features: Community

Lot

  • Lot size: 0.14 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$145$1,740
Property Taxes $272$3,264
Electricity $200$2,405
Total$3,271$39,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,148/yr
40% on housing$98,130/yr
45% on housing$87,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$334This listing

vs Other Active Listings

Avg $/sqft

ZIP 28037$255
Lincoln County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 28037$230
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Listed for sale$550,000
2016-12-22Sold$317,500

For Sale by Agent

AgentDavid Henderson
BrokerageSouthern Homes of the Carolinas, Inc

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