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1260 Hulls Grove Church Rd, Cherryville, NC, 28168

2beds
2baths
792sqft
$138,000
$174price/sqft
$1,017/moest. monthly cost
$40,680/yrincome needed

About This Home

2 bed 2bath house with well septic tank ? Property sits on .54 acre ? I have the property deed to land no title to the house . ? House needs a total remodel or replacement property is sold as is ?? Call only to schedule appointment thanks price is not firm well listen to strong offers

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

8/10
North Brook ElementaryGrades PK-52.9 mi
4/10
West Lincoln MiddleGrades 6-84.3 mi
5/10
West Lincoln HighGrades 9-124.1 mi

Construction

Condition

  • Year built: 1976

Type & Style

  • Home type: MobileManufactured

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating

  • Heating features: Forced air

Interior Area

  • Total interior livable area: 792 sqft

Property

Details

  • Parcel number: M1653

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $697$8,364
Home Insurance *$50$600
Property Taxes $70$840
Electricity $200$2,405
Total$1,017$12,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,868/yr
40% on housing$30,510/yr
45% on housing$27,120/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 28168$208
Lincoln County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28168$169
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$130,000
2026-08-14Price change$135,000
2026-08-03Price change$138,000
2026-07-30Listed for sale$140,000

For Sale by Owner

AgentChance Christopher

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