264 Flat Rock Dr, Denver, NC, 28037
About This Home
Exclusive 55+ Community: Single-Level Ranch Perfection Discover the ease and comfort of ranch home living in this desirable 55 and over community. This thoughtfully designed residence offers 2 bedrooms and 2 full bathrooms, providing ample space and privacy. The heart of the home is the open floor plan, which creates a seamless flow from the well-appointed kitchen into the family room—an ideal layout for entertaining and day-to-day life. Retreat to the primary bedroom suite, featuring a spacious full ensuite bath and a large walk-in closet for ultimate convenience. Outside, enjoy true relaxation on your large covered screened-in back porch. This tranquil space overlooks a private backyard, perfect for enjoying quiet mornings or peaceful evenings. Experience low-maintenance, comfortable living in a fantastic active adult community.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2017
Materials
- Foundation: Slab
- Construction materials: Hardboard Siding
Other
- Builder model: Harper
- Builder name: Shea
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Water Heater,Exhaust Fan,Filtration System,Gas Range,Ice Maker,Microwave,Refrigerator with Ice Maker,Washer/Dryer
- Laundry features: In Hall
Bathroom Full
- Level: Main
Bedroom S
- Features: Ceiling Fan(s)
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Family Room
- Features: Ceiling Fan(s),Open Floorplan
- Level: Main
Features
- Attic Other,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
- Door features: Sliding Doors,Storm Door(s)
- Window features: Insulated Windows,Window Treatments
- Flooring: Carpet,Vinyl
- Attic: Other
- Finished area below ground: 0
- Finished area above ground: 1,428
Heating & Cooling
- Heating features: Central,Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,428
- Total interior livable area: 1,428 sqft
Kitchen
- Features: Kitchen Island,Open Floorplan
- Level: Main
Primary Bedroom
- Features: Ceiling Fan(s),Split BR Plan,Walk-In Closet(s)
- Level: Main
Property
Details
- Parcel number: 92759
- Zoning: PD-R
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: Community
- Patio & porch: Covered,Front Porch,Rear Porch,Screened
- Exterior features: Lawn Maintenance
Lot
- Lot size: 0.16 Acres
- Features: Cleared,Level,Private,Wooded
Parking
- Total spaces: 1
- Parking features: Driveway,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $110 | $1,320 |
| Property Taxes | $208 | $2,496 |
| Electricity | $200 | $2,405 |
| Total | $2,540 | $30,480 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Listed for sale | $399,900 |
| 2017-09-22 | Sold | $251,000 |
View on Zillow