See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2195 Otis Dellinger Rd, Lincolnton, NC, 28092

2beds
2baths
975sqft
$875,000
$897price/sqft
$5,427/moest. monthly cost
$217,080/yrincome needed

About This Home

$987,500 – PRICE REDUCED Competitvely Marketing Against Recently $old Neighboring Properties as even Just RAW Land!!! Equestrian Farm & Investment Opportunity | Lincoln County, NC Attention Developers / Investors, Equestrian Professionals & Horse Enthusiasts + Farm Entrepreneurs This Exceptional ±16.945-acre equestrian estate offers a rare opportunity in a prime area of Lincoln County, conveniently located within 25–45 Minutes of Multiple Major Cities. With established equestrian infrastructure, multiple residences, and strong upside potential, this property is well-suited for both personal use and investment. Property Features 115’ x 105’ Covered Arena 17-Stall Barn with wash bay, tack room, and office space Custom Tack Spinning Wall with built-in security storage for Guests or Boarders Extra Out-door Private Tackroom with Customized Saddle Storage Concrete-floored garage/workshop with built-in frame-straightening pots in the floor Multiple outbuildings for hay, sawdust, and equipment storage Large turnaround driveway ideal for horse trailers Additional cross-tie and wash areas Conex storage container (optional) Residences Primary Home: 4 bed / 2 bath (approx. 3,200 sq ft, converted pole barn) [roughly 3200 sq/ft] Currently occupied; requires renovational updates for Longterm Use Secondary Home: 2 bed / 2 bath singlewide mobile home (1980s) [roughly 975 sq/ft] Substantiated rental income with tenant that can stay/vacate or use as staff housing or utilize until Completion of other home Additional Structure: Currently utilized as a dog facility Land & Location Highlights Private cul-de-sac setting with excellent privacy Access to 300+ acres of nearby riding trails Creeks located on and around the property Long, narrow easement access (acreage approximate) Investment Potential Prior use indicates income-producing capability [tax returns from $75,000-$187,000 Even through the Years of Covid, ups/downs] Strong surrounding property values and growth area Potential for future development or subdivision (buyer to verify) Additional Notes Property has a small family cemetery (at far Corner or Lot), adding to the character of the Land. Access has been respectfully granted to descendants for visitation Farm is being sold due to changing family priorities Some deferred maintenance (mowing, fencing, general upkeep) Photos may reflect the property in its peak condition Terms Price: $987,500 {Recently Reduced} Serious inquiries only; proof of funds required All offers must be submitted in writing $125,000 earnest money deposit required 30-day or less Closing preferred No owner financing!!! Parcel IDs ~ 93199 : M34644 https://www.facebook.com/100063511962631/posts/834283722032019/?mibextid=rS40aB7S9Ucbxw6v *** I am barely touching the surface of the value of this Land or it's Capabilities but Anybody willing to do their Due Diligence research Can see it is worth Much More than Asking price. https://www.zillow.com/homedetails/2195-Otis-Dellinger-Rd-Lincolnton-NC-28092/316638007_zpid/ https://www.zillow.com/homedetails/2189-Otis-Dellinger-Rd-Lincolnton-NC-28092/2070138304_zpid/ ?? Contact: Please TEXT 980-342-0332 for additional Information

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
3/10
Lincolnton MiddleGrades 6-83.0 mi
4/10
Lincolnton HighGrades 9-120.5 mi

Construction

Condition

  • Year built: 2020

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Range / Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 975 sqft

Property

Details

  • Parcel number: M34644

Lot

  • Lot size: 16.94 Acres

Parking

  • Total spaces: 50
  • Parking features: Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$359$4,308
Property Taxes $444$5,328
Electricity $200$2,405
Total$5,427$65,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,068/yr
40% on housing$162,810/yr
45% on housing$144,720/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$897This listing

vs Other Active Listings

Avg $/sqft

ZIP 28092$163
Lincoln County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 28092$183
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Listed for sale$987,500
2016-12-14Sold$80,000

For Sale by Owner

AgentProperty Owner

Similar Homes