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313 N Monroe St, Calhoun City, MS, 38916

4beds
3baths
2,247sqft
$70,000
$31price/sqft
$655/moest. monthly cost
$26,200/yrincome needed

About This Home

“ Diamond in the Rough” or should we say this home has great bones. Spacious two story brick home with hardwood floors, Master on the main with bath and three bedroom up with 2 baths. Located on a corner lot in a nice neighborhood in Calhoun City. It needs some tender loving care. Sold “As Is Where is”. Furniture not included.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

3/10
Calhoun City High SchoolGrades 5-120.2 mi
6/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: None

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Other

Features

  • Window features: Aluminum Frames,Single Pane
  • Flooring: Hardwood

Interior Area

  • Total structure area: 2,247
  • Total interior livable area: 2,247 sqft

Property

Details

  • Parcel number: 1106032460013
  • Zoning description: SUBDIVISION COVENANT

Features

  • Pool features: None

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters in Calhoun County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$62$744
Property Taxes $32$384
Electricity $208$2,507
Total$655$7,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,457/yr
40% on housing$19,650/yr
45% on housing$17,466/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$31This listing

vs Other Active Listings

Avg $/sqft

ZIP 38916$88
Calhoun County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 38916
Calhoun County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-03Price change$70,000
2026-04-15Price change$89,970
2026-03-07Listed for sale$99,970

For Sale by Agent

AgentFergie Crill
BrokerageRE/MAX LEGACY

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