See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

262 Nelly St, Freeport, FL, 32439

3beds
2baths
1,778sqft
$318,000
$179price/sqft
$2,197/moest. monthly cost
$87,880/yrincome needed

About This Home

Fantastic home! Affordably priced to sell. This home has so much to offer. It is In excellent condition - freshly painted interior, LVP flooring in living, kitchen, mbedroom. This is a split, open floor plan w/3 bedrooms, 2 baths and spacious living/dining areas. 2 car garage and 2 extra spaces for parking on the driveway. Screened in back porch. Enjoy the outdoors w/ an added quality feature of a brick paver patio w/covered gazebo. Located within walking distance to all the wonderful amenities Hammock Bay has to offer.- The Clubhouse, Fitness Ctr, Pools, General Store, Props Brewery, Food Trucks and more. Use of amenities, basic TV Cable and lawn care are included in the HOA fee. Dimensions are to be verified by buyer.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
7/10
Freeport Middle SchoolGrades 5-80.7 mi
8/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air,Ceiling Fan(s)

Dining Area

  • Level: First
  • Area: 121
  • Dimensions: 11 x 11

Family Room

  • Level: First
  • Area: 374
  • Dimensions: 22 x 17

Features

  • Breakfast Bar,Recessed Lighting,Pantry,Split Bedroom,Woodwork Painted
  • Window features: Window Treatments
  • Flooring: Laminate,Carpet
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total structure area: 1,778
  • Total interior livable area: 1,778 sqft

Kitchen

  • Level: First
  • Area: 221
  • Dimensions: 17 x 13

Master Bedroom

  • Level: First
  • Area: 224
  • Dimensions: 16 x 14

Property

Details

  • Parcel number: 171S19230900001120
  • Zoning description: Resid Single Family

Features

  • Stories: 1
  • Exterior features: Sprinkler System,Rain Gutters
  • On waterfront: Yes

Lot

  • Lot size: 5,662 sqft
  • Features: Corner Lot,Covenants,Curb & Gutter,Level,Restrictions,Sidewalk,Survey Available
  • Lot size dimensions: 60 x 150

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,607$19,284
Home Insurance *$128$1,536
Property Taxes $265$3,180
Electricity $197$2,366
Total$2,197$26,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,325/yr
40% on housing$65,910/yr
45% on housing$58,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 32439$255
Walton County$485

vs Homes Sold Last Month

Median $/sqft

ZIP 32439$200
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$309,000
2026-07-29Price change$318,000
2026-07-17Listed for sale$328,000
2019-07-29Sold$218,900
2019-06-08Listed for sale$218,900
2018-01-03Sold$175,300

For Sale by Agent

AgentBeth Jones
BrokerageHammock Bay

Similar Homes