495 East 178 street #6h, Bronx, NY, 10457
About This Home
.Welcome to this stunningly renovated HDFC cooperative apartment. It offers a perfect blend of modern upgrades and cozy charm. This Two bedroom, one-bathroom. The HDFC cooperative permits subleasing after two years of residency. Buyer(s) must NOT EXCEED HDFC income guidelines based on 120% AMI: 1 person - $136,080; 2 people - $155,520; 3 people - $174,960. Located in the heart of the Bronx, this cooperative offers easy access to local amenities, transportation, and the vibrant community atmosphere.
Getting Around
Walker's Paradise
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1941
Materials
- Construction materials: Brick
Type & Style
- Home type: Cooperative
- Architectural style: Other
- Property subType: Stock Cooperative,Residential
Interior
Appliances
- Appliances included: Cooktop
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Elevator
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 960
- Total interior livable area: 960 sqft
Property
Details
- Parcel number: 0304400406H
- Special condition: None
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bronx County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,071 | $12,852 |
| Home Insurance * | $96 | $1,152 |
| Property Taxes | $137 | $1,644 |
| Electricity | $246 | $2,954 |
| Total | $1,550 | $18,600 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-26 | Price change | $212,000 |
| 2026-04-28 | Price change | $232,000 |
| 2026-02-28 | Price change | $239,000 |
| 2026-02-19 | Price change | $242,000 |
| 2026-02-06 | Listed for sale | $262,000 |
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