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604 Union St, Milford, MI, 48381

6beds
2baths
2,256sqft
$599,900
$266price/sqft
$4,091/moest. monthly cost
$163,640/yrincome needed

About This Home

AMAZING LAND CONTRACT TERMS AVAILABLE FOR THIS PROPERTY!! This prime duplex offers unparalleled investment potential for first time investors or experienced investors!! this duplex is steps away from historic and vibrant downtown Milford. Featuring a large corner lot of 132x132, charming character, 2 duplexes each with private basements, each with private laundry, with the possibility to live-in/rent out scenario or the potential for a conversion into a luxury 2,255 square foot single family home with 3 garages main garage 32x28. Live the walkable lifestyle to downtown Milford's finest restaurants, boutiques, parks and events. The location and land contract terms make this rare find in historic downtown Milford an amazing opportunity for anyone. Call for your private showing today. NO SIGN ON PROPERTY

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

8/10
Muir Middle SchoolGrades 5-80.3 mi
8/10
Milford High SchoolGrades 7-122.1 mi
9/10
Kurtz Elementary SchoolGrades K-50.6 mi

Construction

Condition

  • Year built: 1901

Materials

  • Foundation: Basement,Stone
  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex

Interior

Appliances

  • Laundry features: In Unit,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2
  • 1/2 bathrooms: 3

Features

  • High Speed Internet
  • Finished area above ground: 2,256

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 2,256 sqft

Property

Details

  • Parcel number: 1611102005
  • Zoning description: MultiFamily, Residential
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Breezeway,Porch
  • Exterior features: Private Entrance

Lot

  • Lot size: 0.40 Acres
  • Lot size dimensions: 132 x 132

Parking

  • Parking features: Garage,Oversized,Paved
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$188$2,256
Property Taxes $624$7,488
Electricity $246$2,952
Total$4,091$49,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,262/yr
40% on housing$122,730/yr
45% on housing$109,093/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 48381$250
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48381$239
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$599,900
2026-02-20Listing removed--
2025-11-24Listed for sale$599,000
2021-02-24Listing removed--
2020-05-21Listing removed$1,500
2020-03-18Listed for rent$1,500
2019-05-17Listing removed$1,300
2019-05-14Listed for rent$1,300
2014-10-11Sold$220,000
2014-09-21Listed for sale$229,900
2012-04-09Listing removed$199,900
2012-04-05Price change$199,900
2012-01-03Price change$210,000
2011-11-01Listed for sale$225,000

For Sale by Agent

AgentJacqueline Palarchio
BrokerageNational Realty Centers, Inc

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