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2156 Cruger Avenue #3L, Bronx, NY, 10462

1beds
1baths
700sqft
$125,900
$180price/sqft
$1,009/moest. monthly cost
$40,360/yrincome needed

About This Home

Spacoius one bedroom one bath co-op apartment located in a well maintained elavator building in the Pelham Parkway section of the Bronx. Shops, schools , public transportation and highways all in close proximity. Transfers will be subject to reporting when buyers use entities or trusts to take title to residential real estate, when the transaction is all-cash, privately financed or HELOC.

Getting Around

91
WalkingWalker's Paradise
0
TransitVery Limited Transit
82
BikeVery Bikeable

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Cooperative
  • Architectural style: Other
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Other

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Hot Water,Other
  • Cooling features: None

Interior Area

  • Total structure area: 700
  • Total interior livable area: 700 sqft

Property

Details

  • Parcel number: 0431900103L
  • Attached to another structure: Yes
  • Special condition: None

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $636$7,632
Home Insurance *$46$552
Property Taxes $81$972
Electricity $246$2,954
Total$1,009$12,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,594/yr
40% on housing$30,270/yr
45% on housing$26,906/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 10462$331
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10462$521
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$127,900
2026-02-21Listed for sale$129,900

For Sale by Agent

AgentJoe Hasselt
BrokerageJoe Hasselt Real Estate

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