4640 Centennial Blvd, Urbandale, IA, 50323
About This Home
Spacious 5-bedroom walkout ranch located across from the neighborhood park and trails. The split floor plan features three bedrooms on the main level, including the private owner's suite with coffered ceiling, oversized walk-in closet, dual vanities, soaking tub and elegant details. On the opposite side of the home are two additional bedrooms and two baths. The great room, centered in the home, includes an entertainment stone wall with gas fireplace & beams. It opens to the kitchen with large island and dining area. All stainless-steel appliances including 2 wall ovens. The main level also offers a mudroom, technology landing, and walk-in pantry off the 3-car garage. The open stairway leads to a lower level with a second family room, game space, wet bar with island, two additional rooms, and full bath. The yard is beautifully landscaped with mature trees and full irrigation. Located in the unique Acadia neighborhood, built by local custom builder with in-house draftsman and designer. No cookie-cutter homes. Quiet community with easy commute to downtown and surrounding suburbs. All information obtained from seller and public records.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Poured
- Roof: Asphalt,Shingle
- Construction materials: Frame,Stone,See Remarks
Other
- Builder name: Accurate
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Oven,Cooktop,Microwave,Refrigerator,See Remarks
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 2
- Main level bedrooms: 3
Features
- Wet Bar,Central Vacuum,Dining Area,Eat-in Kitchen,See Remarks
- Flooring: Carpet,Tile
- Number of fireplaces: 2
- Fireplace features: Electric,Gas,Vented
- Fireplace: Yes
- Finished area below ground: 1,650
Heating & Cooling
- Heating features: Forced Air,Gas,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,129
- Total interior livable area: 2,129 sqft
Property
Details
- Parcel number: 1214453003
- Zoning: R
Features
- Stories: 1
- Patio & porch: Covered,Deck,Open,Patio
- Exterior features: Deck,Sprinkler/Irrigation,Patio
Lot
- Features: Rectangular Lot
Parking
- Total spaces: 3
- Parking features: Attached,Garage,Three Car Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,247 | $50,964 |
| Home Insurance * | $369 | $4,428 |
| Property Taxes | $1,107 | $13,284 |
| Electricity | $158 | $1,905 |
| Total | $5,881 | $70,572 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-03 | Listed for sale | $840,000 |
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