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1600 My Mountain Rd, Morganton, GA, 30560

2beds
3baths
3,100sqft
$549,000
$177price/sqft
$3,624/moest. monthly cost
$144,960/yrincome needed

About This Home

Welcome to your mountain retreat! Nestled on a sprawling 2.71-acre double lot in My Mountain Subdivision, this delightful cabin offers both the tranquility of nature and the comfort of modern living. Surrounded by mature vegetation, this is a private escape from the hustle and bustle of everyday life! Step inside to discover an open concept main level that seamlessly blends living, dining, and kitchen spaces, perfect for hosting family and friends. Extend your gatherings to the screened-in deck, where you can enjoy the fresh mountain air. Venture to the upper level to find a spacious loft with a full bathroom and a private balcony—your perfect spot for enjoying morning coffee while taking in the serene surroundings. The terrace level is an entertainer's paradise, featuring a wet bar, secondary living area, and a game room space that promises endless fun and relaxation. Currently operating as a vacation rental, this home provides a fantastic investment opportunity, yet it is equally suited for those seeking a full-time residence in the serene mountains of North Georgia. Don't miss the chance to own this exquisite cabin, where every detail invites you to unwind and enjoy the best of mountain living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
7/10
5/10
Fannin County High SchoolGrades 9-126.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1994

Materials

  • Roof: Shingle
  • Construction materials: Frame,Wood Siding,Log Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Traditional
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave,Dishwasher,Washer,Dryer
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Wet Bar,Cathedral Ceiling(s),Sheetrock,Wood,Loft,High Speed Internet
  • Window features: Insulated Windows
  • Flooring: Tile,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,100
  • Total interior livable area: 3,100 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 0030 11576

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Screened,Front Porch,Deck,Covered
  • Exterior features: Storage,Private Yard
  • Has spa: Yes
  • Spa features: Heated
  • Has view: Yes
  • View description: Mountain(s),Year Round,Long Range
  • Frontage type: Road
  • Topography of land: Sloping

Lot

  • Lot size: 2.71 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Driveway,Basement,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$195$2,340
Property Taxes $352$4,224
Electricity $301$3,614
Total$3,624$43,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,251/yr
40% on housing$108,720/yr
45% on housing$96,640/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 30560$277
Fannin County$280

vs Homes Sold Last Month

Median $/sqft

ZIP 30560
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$570,000
2026-04-13Listed for sale$599,000
2026-02-05Listing removed$579,000
2026-02-05Listed for sale$579,000
2026-01-23Pending sale$579,000
2025-08-22Price change$579,000
2025-05-10Listed for sale$595,000
2010-11-04Sold$360,000

For Sale by Agent

AgentLaura Elleby
BrokerageCompass - E+E Group

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