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419 Blue Ridge Trl, Morganton, GA, 30560

3beds
3baths
1,950sqft
$549,900
$282price/sqft
$3,378/moest. monthly cost
$135,120/yrincome needed

About This Home

Escape to your private mountain sanctuary in the coveted My Mountain community! With the convenience of all-paved roads, you're just a scenic 10-minute drive from the vibrant shops and dining of downtown Blue Ridge. This immaculate, move-in ready log cabin is a rare find, perfect as a peaceful retirement haven, a multi-generational family retreat, or a high-demand short-term rental investment. Step inside and be greeted by the warmth of a spacious great room, where a crackling wood-burning fireplace invites you to unwind. The open-concept layout flows seamlessly into a modern kitchen, fully updated with brand-new stainless steel appliances. The main level also features a convenient primary bedroom with a full ensuite bathroom, complete with dual 'his & her' sinks. Ascend to the upper level to discover a second private bedroom suite, also boasting a full ensuite bath and double vanities, offering a perfect retreat for family or guests. The fully-finished terrace level is a game-changer, featuring a complete in-law suite ideal for extended stays or as a separate rental unit. This versatile space includes a cozy living area with a gas log fireplace, a brand-new kitchenette, a sleeping area, and a full bath. Your outdoor oasis awaits! Entertain and relax on the brand-new, two-story deck, perfect for grilling while overlooking your private, wooded lot. Spend your evenings sharing stories around the newly built stone fire pit or soaking in the hot tub on the peaceful, screened-in porch-a true year-round luxury. With recent major upgrades, an ideal location, and a floor plan built for comfort and income, this is the Blue Ridge opportunity you've been waiting for. Don't let this dream slip away. Schedule your private showing today and start living the mountain life!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
7/10
5/10
Fannin County High SchoolGrades 9-126.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Cape Cod,Cottage
  • Property subType: Single Family Residence,Residential,Cabin

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Finished,Finished Bath,Full,Interior Entry

Bedroom

  • Features: In-Law Floorplan, Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Open Concept

Features

  • Double Vanity,High Ceilings,High Ceilings 9 ft Lower,High Ceilings 9 ft Main,High Ceilings 9 ft Upper,High Speed Internet
  • Window features: Wood Frames
  • Flooring: Carpet,Hardwood,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Basement,Factory Built,Living Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,950
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Forced Air,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,950
  • Total interior livable area: 1,950 sqft

Kitchen

  • Features: Kitchen Island

Master Bathroom

  • Features: Double Vanity, Separate His/Hers, Shower Only, Tub/Shower Combo

Master Bedroom

  • Features: In-Law Floorplan, Master on Main
  • Level: In-Law Floorplan, Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0030 115142
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Three Or More
  • Pool features: Screen Enclosure
  • Patio & porch: Deck,Patio,Screened
  • Exterior features: Lighting,Private Yard,No Dock
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 1.01 Acres
  • Features: Sloped

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$196$2,352
Property Taxes $183$2,196
Electricity $219$2,637
Total$3,378$40,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,817/yr
40% on housing$101,340/yr
45% on housing$90,080/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 30560$275
Fannin County$279

vs Homes Sold Last Month

Median $/sqft

ZIP 30560
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-10Listed for sale$549,900
2021-02-01Sold$375,000
2012-04-09Sold$209,000

For Sale by Agent

AgentTakahito Torimoto
BrokerageEXP Realty, LLC.

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