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278 County Road 6862, Natalia, TX, 78059

2beds
1baths
900sqft
$172,000
$191price/sqft
$1,446/moest. monthly cost
$57,840/yrincome needed

About This Home

1+ Acre with Custom unfinished Cabin! Bring your vision to life on this beautiful 1-acre property featuring a 900 sq ft cabin ready for final finishes. The interior is sheet-rocked and texturized in a fresh, all-white finish, providing a clean slate for your design. The cabin is already fully wired for electricity, saving you significant time and labor. Cabin is ready for final improvements including bedroom/closet doors, new front door, kitchen cabinetry, bathroom completion, and flooring. Perfect for a DIYer or anyone looking to customize their Texas getaway! ATTENTION Financing Notice: Property is being sold "As-Is." Due to the unfinished interior and lack of active utility at the structure, this property will not qualify for standard FHA, VA, or conventional residential financing. Sale is restricted to Cash, Land + Improvements Loans, or Construction-to-Permanent financing (FHA 203k / HomeStyle Renovation). Electricity is at the street; buyer is responsible for the final drop and meter installation. All buyers must provide proof of funds or a specialized construction loan pre-approval.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

2/10
3/10
3/10
Natalia High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Siding,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Bedroom2

  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 99

Features

  • One Living Area,Liv/Din Combo,Eat-in Kitchen,High Ceilings,Open Floorplan
  • Flooring: Concrete
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: None,Other
  • Cooling features: None

Interior Area

  • Total interior livable area: 900 sqft

Kitchen

  • Area: 99

Living Room

  • Area: 340

Master Bedroom

  • Area: 154

Property

Details

  • Parcel number: R61335

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Wire
  • Residential vegetation: Mature Trees

Lot

  • Lot size: 1.34 Acres
  • Features: Cul-De-Sac,1 - 2 Acres,Level

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Heat Wave
Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $869$10,428
Home Insurance *$81$972
Property Taxes $258$3,096
Electricity $238$2,859
Total$1,446$17,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,577/yr
40% on housing$43,380/yr
45% on housing$38,560/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 78059$204
Medina County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 78059$180
Medina County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Price change$172,000
2026-04-28Listed for sale$177,000
2019-04-28Listing removed$121,000
2019-04-04Price change$121,000
2019-03-17Listed for sale$127,000

For Sale by Agent

AgentMayte Leija
BrokerageKeller Williams City-View

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