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1327 Garden Vista Dr, Matthews, NC, 28104

2beds
2baths
1,817sqft
$530,000
$292price/sqft
$3,297/moest. monthly cost
$131,880/yrincome needed

About This Home

Welcome home to easy, low-maintenance living in this beautifully maintained one-story retreat in desirable Matthews. Thoughtfully designed with a split-bedroom floorplan and spacious open-concept gathering spaces, this light-filled home blends comfort, functionality, and timeless style. Warm hardwood floors, tray ceilings, arched doorways, and neutral décor create an inviting atmosphere throughout. The well-appointed kitchen offers expansive prep and gathering space that flows seamlessly into the main living areas, making everyday living and entertaining effortless. The spacious primary retreat features a large walk-in closet, direct access to the screened porch, and an ensuite bath with dual sinks, zero-entry shower, and separate water closet. Enjoy peaceful outdoor living from the inviting covered front porch or relax in the private fenced courtyard featuring a terrace, screened porch, and lush landscaping. Additional highlights include a functional laundry room with built-in storage and utility sink, abundant storage, full irrigation, and tankless water heater. Enjoy the ease of HOA living with exterior, painting, roof care, lawn and shrub maintenance included. Community amenities offer a clubhouse, fitness center, outdoor pool, and walking trails, all conveniently located near shopping, dining, and I-485. A wonderful move-in ready opportunity offering comfort, ease, and low-maintenance living! HOA confirms that this is NOT a 55+ community.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
10/10
7/10
Porter Ridge High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Electric Oven,Gas Cooktop,Microwave,Plumbed For Ice Maker,Self Cleaning Oven,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink

Bathroom Full

  • Features: Built-in Features,Storage
  • Level: Main

Bathroom Full

  • Features: Built-in Features,Storage
  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Den

  • Features: Ceiling Fan(s),Open Floorplan,Tray Ceiling(s)
  • Level: Main

Dining Area

  • Features: Open Floorplan,Tray Ceiling(s)
  • Level: Main

Features

  • Breakfast Bar,Built-in Features,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s)
  • Door features: French Doors,Storm Door(s)
  • Window features: Skylight(s),Window Treatments
  • Flooring: Hardwood,Tile
  • Fireplace features: Den,Gas Log
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,817

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,817
  • Total interior livable area: 1,817 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Kitchen Island,Open Floorplan,Storage,Tray Ceiling(s)
  • Level: Main

Laundry

  • Features: Built-in Features,Storage
  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Tray Ceiling(s),Walk-In Closet(s)
  • Level: Main

Property

Accessibility

  • Accessibility features: Two or More Access Exits,Roll-In Shower,No Interior Steps,Zero-Grade Entry

Details

  • Parcel number: 08324183
  • Zoning: AG9
  • Special condition: Standard
  • Exclusions: TVs and TV wall mounts in Den and Primary BR
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Front Porch,Screened,Side Porch,Terrace
  • Exterior features: In-Ground Irrigation,Lawn Maintenance
  • Fencing: Fenced,Full

Lot

  • Lot size: 0.13 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$144$1,728
Property Taxes $274$3,288
Electricity $200$2,405
Total$3,297$39,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,040/yr
40% on housing$98,910/yr
45% on housing$87,920/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 28104$244
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28104$236
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$530,000
2024-10-04Sold$536,360
2024-08-15Listed for sale$528,360
2020-01-24Sold$348,800
2019-12-20Pending sale$359,500
2019-10-31Price change$359,500
2019-10-11Price change$362,000
2019-10-03Price change$375,000
2019-06-29Listed for sale$385,000
2017-03-15Sold$391,000

For Sale by Agent

AgentRachel Kocher
BrokerageColdwell Banker Realty

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