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193 Waverly Dr, West Point, MS, 39773

2beds
3baths
1,407sqft
$365,000
$259price/sqft
$2,461/moest. monthly cost
$98,440/yrincome needed

About This Home

Fully furnished, recently updated 2-bedroom, 2.5-bath condo in Old Waverly Golf Club, overlooking Waverly Lake with premium water views from two private balconies. Each bedroom includes a private en-suite bath, plus a half bath for guests, with a layout ideal for short- or long-term stays. Recent updates minimize near-term expenses and include furnishings that allow immediate rental or personal use. Strong appeal for golf visitors, events, and seasonal traffic enhances income potential. Low-maintenance ownership in a high-demand area makes it a smart portfolio addition or second-home investment. Seller is open to reasonable offers.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
3/10
West Point High SchoolGrades 8-121.6 mi
7/10

Construction

Condition

  • Year built: 1998

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Microwave,Disposal,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 1,407
  • Total interior livable area: 1,407 sqft

Property

Details

  • Parcel number: 091C 30A 0231100

Features

  • Waterfront features: None

Lot

  • Lot size dimensions: condo

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Drought
Earthquake
Hail
Hurricane

FEMA Declared Disasters in Clay County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$251$3,012
Property Taxes $173$2,076
Electricity $192$2,304
Total$2,461$29,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,377/yr
40% on housing$73,830/yr
45% on housing$65,626/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 39773$149
Clay County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 39773$180
Clay County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$375,000
2024-06-08Listing removed--
2024-05-22Listed for sale$349,000

For Sale by Agent

AgentWILLIAM P HARRELL
BrokerageTOMMY MORGAN, INC (B0F)

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