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649 E High St, Springfield, OH, 45505

6beds
4baths
4,278sqft
$329,900
$77price/sqft
$2,687/moest. monthly cost
$107,480/yrincome needed

About This Home

Historic Springfield home offering over 4,300 square feet of beautifully updated living space with the timeless charm, craftsmanship, and space rarely found in newer homes. This exceptional property features 6 bedrooms, 3 full baths, 1 half bath, and 3 updated kitchens with granite countertops. Original oak hardwood floors and beautiful wood trim are showcased throughout, while extensive updates provide modern comfort and peace of mind. Major improvements include a new slate roof with copper gutters installed in 2013 at a cost of $122,000, 43 new windows installed in 2016 at a cost of $33,000, and a new roof on the brick carriage house installed in 2022 at a cost of $15,000. Additional updates include tuckpointing of both the house and carriage house, remodeled bathrooms with granite and marble finishes, and updated electrical and plumbing systems. The second floor features impressive 11½-foot ceilings, and the home also offers an enormous attic with abundant storage or future expansion potential. Zoned Multi-Use, this truly one-of-a-kind property offers endless possibilities for residential, business, or investment use while blending historic elegance with exceptional quality and significant capital improvements. Stairs, some 2nd level flooring, and a bedroom need finished.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
72
BikeVery Bikeable

Schools

4/10
2/10
Schaefer Middle SchoolGrades 7-81.7 mi
4/10
Springfield High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1895

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: Main
  • Dimensions: 14 x 18

Bedroom

  • Level: Second
  • Dimensions: 14 x 20

Bedroom

  • Level: Second
  • Dimensions: 14 x 15

Bedroom

  • Level: Second
  • Dimensions: 18 x 16

Bedroom

  • Level: Second
  • Dimensions: 12 x 14

Bedroom

  • Level: Second
  • Dimensions: 16 x 16

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,278
  • Total interior livable area: 4,278 sqft

Property

Details

  • Parcel number: 3400700034211015
  • Zoning: Residential,Multiple
  • Zoning description: Residential,Multiple

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.37 Acres
  • Lot size dimensions: 71 x 228

Parking

  • Parking features: Storage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$245$2,940
Property Taxes $316$3,792
Electricity $458$5,505
Total$2,687$32,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,125/yr
40% on housing$80,610/yr
45% on housing$71,653/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 45505$109
Clark County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 45505$135
Clark County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$314,900
2026-07-21Price change$329,900
2026-07-16Listed for sale$349,900
2017-12-11Sold$97,500

For Sale by Agent

AgentCurtis Mumma
BrokerageMumma Realty

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