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35 Mount Morris Park W APT 3E, New York, NY, 10027

2beds
1baths
0sqft
$490,000
--price/sqft
$3,290/moest. monthly cost
$131,600/yrincome needed

About This Home

This classic prewar home in the Mount Morris Park West District is filled with character, wonderful light, and soaring 10-foot ceilings. The residence offers a gracious layout with two bedrooms, one bath, a spacious living and dining area, an eat-in kitchen, and a charming nook, perfect for a home office providing both functionality and flexibility. Upon entering, you are welcomed by an impressive 20+ foot hallway rich in old-world charm, an ideal space to create your own gallery wall. The hallway connects the primary bedroom, which enjoys double exposures, to the living/dining room, while a nook is conveniently positioned along the entry corridor perfect for creating an office space. The eat-in kitchen features a large window with a picturesque view of a nearby church steeple and includes a walk-in pantry. While the apartment requires renovations and cosmetic upgrades, it presents an exciting opportunity to create a beautiful chef’s kitchen and thoughtfully updated home tailored to your personal vision. Located directly across from Marcus Garvey Park, residents enjoy easy access to the park’s outdoor pool, amphitheater, playgrounds, and green spaces. The home is also moments from Whole Foods, Trader Joe’s, Target, the newly renovated Studio Museum in Harlem, and the 2/3 subway lines, along with an array of neighborhood restaurants, cafés, renowned destinations such as the APOLLO & VICTORIA THEATRES and retail stores for your shopping pleasure. Harlem is renowned for its rich cultural legacy, architectural beauty, and vibrant community life. Long celebrated as a center of African-American history, music, literature, and art, the neighborhood continues to evolve while honoring its roots. Today, Harlem offers a dynamic blend of historic brownstones, cultural institutions, diverse restaurants, neighborhood markets, and community venues that reflect the extraordinary diversity and creativity that define the area. This is an HDFC cooperative with income restrictions: • Household of 1–2 people: income may not exceed $90,813.60 of Adjusted Gross Income • Household of 3 or more: income may not exceed $105,949.20 of Adjusted Gross Income Flip Tax: • 25% of gross profit minus capital improvements if sold within the first 5 years • 15% of gross profit minus capital improvements after 5 years of ownership Important: Sale is subject to co-op board approval prior to contract signing. Shown by appointment only. Images shown may include virtual staging and/or digital renovations for illustrative purposes only.

Getting Around

98
WalkingWalker's Paradise
100
TransitRider's Paradise
80
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 0172100563E
  • Special condition: Restricted Sale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$278$3,336
Property Taxes $289$3,468
Electricity $246$2,954
Total$3,290$39,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,800/yr
40% on housing$98,700/yr
45% on housing$87,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10027$609
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10027$620
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-19Price change$550,000
2026-03-12Listed for sale$600,000

For Sale by Agent

AgentVie Wilson
BrokerageCompass

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