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333 E 85th St APT 2A, New York, NY, 10028

0beds
1baths
0sqft
$420,000
--price/sqft
$2,706/moest. monthly cost
$108,240/yrincome needed

About This Home

A rare and compelling opportunity on the Upper East Side—this spacious two-room studio combines prewar charm with exceptional investment flexibility. Featuring a renovated bath, excellent closet space, and generous cabinetry, the home offers immediate comfort with the potential to further enhance value through light kitchen updates. What truly sets this property apart is its highly investor-friendly structure. The building permits immediate subletting with no holding period or restrictions, welcomes pied-à-terre use, and allows parents purchasing. The co-op board is notably straightforward, with no post-closing liquidity requirements, making for a smooth and accessible purchase process. Additional conveniences include on-site laundry and a well-maintained building. Ideally positioned with easy access to the Second Avenue subway, this is a standout opportunity for an affordable primary residence, pied-à-terre, or income-producing investment. All-cash purchases only. Please note that this is not a Sponsor Unit.

Getting Around

100
WalkingWalker's Paradise
100
TransitRider's Paradise
84
BikeVery Bikeable

Schools

7/10
8/10
Jhs 167 Robert F WagnerGrades 6-80.5 mi
9/10

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood
  • Fireplace: Yes

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 0154800142A03
  • Special condition: Resale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$89$1,068
Property Taxes $248$2,976
Electricity $246$2,954
Total$2,706$32,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,777/yr
40% on housing$81,180/yr
45% on housing$72,160/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10028$1,846
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10028$2,311
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-03Listed for sale$449,900

For Sale by Agent

AgentRobert Falcone
BrokerageDouglas Elliman

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