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151 W 86th St APT 4D, New York, NY, 10024

5beds
3baths
--sqft
$3,875,000
--price/sqft
$23,710/moest. monthly cost
$948,400/yrincome needed

About This Home

Grand, gracious, and filled with light, this expansive residence—featuring 4 bedrooms, a library/home office, and an elegant formal dining room—spans nearly 3,000 square feet in a classic 1914 prewar cooperative. Thoughtfully renovated, the home features soaring 10-foot ceilings, oversized windows with south, east, and north exposures, original architectural details, beautiful hardwood floors, and an in-unit washer and dryer. With only two apartments per floor, the home offers exceptional privacy and quiet. A semi-private elevator landing leads into a formal gallery, which opens to a nearly 20-foot-wide, sun-filled living room overlooking treetops on West 86th Street. Adjacent is an expansive formal dining room—ideal for large-scale entertaining or easily repurposed as a den or secondary living space. The layout is intelligently designed with two separate bedroom wings for optimal privacy. The southern wing includes a spacious corner primary suite with sunlit south exposure, ample closet space, and a serene en suite bath with double sinks. A second bedroom, currently used as a library or home office, can be easily converted into a fifth bedroom. The northern wing features three generous bedrooms—one currently configured as a secondary living room—along with two full baths and abundant closet space. The windowed, eat-in kitchen is both stylish and functional, complete with a handsome bar area and wine refrigerator, large pantry, charming built-in banquette for casual dining, and a custom desk nook. Perfectly located in the heart of the Upper West Side—just moments from both Central Park and Riverside Park—151 West 86th Street is a distinguished full-service cooperative offering a part-time doorman (7 AM–12:45 AM daily), live-in superintendent, private storage, bike room, central laundry, and a beautifully landscaped roof garden. Pets are welcome, and 65% financing is permitted. A flip tax of 15% of the net profit applies.

Getting Around

99
WalkingWalker's Paradise
100
TransitRider's Paradise
85
BikeVery Bikeable

Schools

8/10
Ms 243 Center SchoolGrades 5-80.2 mi
1/10
Innovation Diploma PlusGrades 10-120.1 mi

Construction

Condition

  • Year built: 1914

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Hardwood

Property

Details

  • Parcel number: 0121700114D
  • Special condition: Resale

Features

  • Has view: Yes
  • View description: City

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $19,594$235,128
Home Insurance *$1,578$18,936
Property Taxes $2,292$27,504
Electricity $246$2,954
Total$23,710$284,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$812,914/yr
40% on housing$711,300/yr
45% on housing$632,266/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10024$1,407
New York County$1,488

vs Homes Sold Last Month

Median $/sqft

ZIP 10024$800
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-15Listed for sale$3,875,000
2025-12-17Listing removed$4,000,000
2025-09-05Listed for sale$4,000,000
2025-08-01Listing removed$4,000,000
2025-07-07Listed for sale$4,000,000

For Sale by Agent

AgentBahar Tavakolian
BrokerageCompass

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