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309 E Houston St APT 4E, New York, NY, 10002

3beds
1baths
--sqft
$749,000
--price/sqft
$4,701/moest. monthly cost
$188,040/yrincome needed

About This Home

MOTIVATED SELLER!!! Gut Renovated Three Bedroom Value at the Crossroads of the Lower East Side and East Village! Perfectly positioned on East Houston Street near Essex Street, this gut renovated three bedroom co-op places you at the center of Downtown Manhattan’s most dynamic neighborhoods.The home offers a smart, efficient layout with wide plank hardwood floors, recessed lighting, and a bright open living area designed for modern city living. The sleek kitchen features white cabinetry, stainless steel appliances, ample storage, and a peninsula ideal for everyday living and entertaining. All three bedrooms feature pocket doors, a thoughtful design choice that maximizes usable square footage and flexibility. One bedroom is accented by exposed brick, adding authentic downtown character and warmth. Large windows throughout provide excellent natural light. The fully renovated bathroom showcases patterned tile flooring, a glass enclosed shower, modern vanity, and matte black fixtures, delivering a clean, timeless finish that is truly move in ready. Unbeatable location moments from Katz’s Delicatessen, Essex Market, Trader Joe’s, Target, Equinox, Tompkins Square Park, and some of the city’s best dining, nightlife, and culture. Easy access to the B, D, F, M, and J trains. A true three bedroom offering real space, smart design, and exceptional value rarely found in Downtown Manhattan. The building is no longer in HDFC status and offers rare flexibility for Downtown Manhattan, including unlimited subletting after three years of ownership, financing with 20 percent down, and a flip tax equal to 10 percent of net profit.

Getting Around

100
WalkingWalker's Paradise
100
TransitRider's Paradise
98
BikeBiker's Paradise

Schools

6/10
Ps 140 Nathan StrausGrades PK-80.1 mi
9/10

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Appliances included: Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Property

Details

  • Parcel number: 0035000574E
  • Special condition: Restricted Sale

Features

  • Patio & porch: Other
  • Exterior features: Courtyard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$225$2,700
Property Taxes $443$5,316
Electricity $246$2,954
Total$4,701$56,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,177/yr
40% on housing$141,030/yr
45% on housing$125,360/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10002$1,116
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10002$675
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-08Price change$749,000
2026-04-10Price change$799,000
2026-01-26Price change$829,000
2024-10-18Listed for sale$950,000
2024-09-12Pending sale$950,000
2024-05-13Listed for sale$950,000
2024-04-30Listing removed--
2024-03-01Listed for sale$1,050,000
2022-10-27Listing removed--
2022-08-12Listed for sale$968,000

For Sale by Agent

AgentBrenda Moreno
BrokerageSERHANT.

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