345 E 81st St APT 20H, New York, NY, 10028
About This Home
*PRICE ADJUSTMENT* Experience penthouse-style comfort in a fully-renovated, high floor alcove studio. This turnkey gem is bathed in natural light – a peaceful sanctuary from the hustle and bustle of city living. Every inch of this apartment has been thoughtfully redesigned to maximize style and functionality: A sleek chef’s kitchen featuring stainless steel appliances, premium cabinetry, and a rare, dedicated pantry for ultimate organization. Extensive closet spaces outfitted with custom Elfa shelving systems to accommodate wardrobes of every size. New windows, custom radiator covers and high-end finishes throughout create a space that feels incredibly airy and bright. Full-service building: the Eton House offers 24-hour doorman, a live-in super, upgraded elevators, renovated lobby & hallways, updated laundry room, a bike room, and an on-site garage. Conveniently located near the Q/4/5/6 and buses, Carl Schurz Park, Central Park, museums, restaurants, and a supermarket on the corner. This exceptionally well-maintained building has low monthly maintenance, strong reserves, and the added benefit of commercial tenants contributing to its robust financials. Pied-à-terre, gifting and co-purchases allowed. Limited subletting with board approval. Current assessment in place: $412.53/month through September 2027 - pays for last phase of capital improvement projects.
Getting Around
Walker's Paradise
Rider's Paradise
Very BikeableSchools
Construction
Condition
- Year built: 1963
Type & Style
- Home type: Cooperative
- Property subType: Coop
Interior
Appliances
- Appliances included: Dishwasher
- Laundry features: Inside
Bedrooms & Bathrooms
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood
Interior Area
- Total structure area: 0
Property
Details
- Parcel number: 01544001920H
- Special condition: Resale
Features
- Has view: Yes
- View description: City,Skyline
Parking
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Earthquake
- Hurricane
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in New York County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,528 | $30,336 |
| Home Insurance * | $106 | $1,272 |
| Property Taxes | $295 | $3,540 |
| Electricity | $246 | $2,954 |
| Total | $3,175 | $38,100 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Price change | $545,000 |
| 2026-04-15 | Price change | $575,000 |
| 2026-03-13 | Listed for sale | $595,000 |
| 2024-04-16 | Listing removed | -- |
| 2024-04-09 | Listed for rent | $3,195 |
| 2024-03-14 | Listed for sale | $499,000 |
| 2021-03-05 | Sold | $385,000 |
| 2020-12-08 | Pending sale | $389,000 |
| 2020-11-18 | Listed for sale | $389,000 |
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