320 E 90th St APT 5B, New York, NY, 10128
About This Home
No Board Approval | Top-Floor Studio with Exceptional Light Enjoy a seamless purchase in this sponsor unit—no board approval required, offering immediate rental potential and an ideal opportunity for both investors and end-users. With low monthly maintenance, attractive carrying costs, and an appealing cap rate for investors, the apartment is equally compelling as a primary residence or investment property. In addition, the unit may be transferred with HUS (“holder of unsold shares”) status. Perched on the top floor, this beautifully renovated studio is filled with natural light, enhanced by oversized windows and open sky views. With no neighbors above, the apartment offers an added sense of quiet and privacy. The expansive living area feels bright and airy, complemented by elegant modern lighting and wide-plank flooring throughout. The windowed kitchen features stainless steel appliances, sleek cabinetry, and clean contemporary finishes—perfect for both daily living and entertaining. The apartment comfortably accommodates a full furniture layout and is paired with excellent closet space throughout. The tiled bathroom retains its classic charm with a fresh, updated presentation. Set within a well-maintained building, with laundry on-site, this residence is moments from Carl Schurz Park, the East River promenade, and conveniently close to the Q, 4, 5, and 6 trains. Enjoy proximity to some of the Upper East Side’s best dining and the vibrant shopping corridor along 86th Street. Turnkey. Light-filled. There is a special Assessment effective - June First , 2026, to September First. 2027 for $305.47 ****** Sublets Allowed Pied-à-Terres allowed Gifting allowed Parents buying for children allowed Co-purchasing allowed
Getting Around
Walker's Paradise
Rider's Paradise
Very BikeableSchools
Construction
Condition
- Year built: 1940
Type & Style
- Home type: Cooperative
- Property subType: Coop
Interior
Appliances
- Laundry features: Inside
Bedrooms & Bathrooms
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood
Interior Area
- Total structure area: 0
Property
Details
- Parcel number: 0155200395B
- Special condition: Resale
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in New York County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,618 | $19,416 |
| Home Insurance * | $73 | $876 |
| Property Taxes | $189 | $2,268 |
| Electricity | $246 | $2,954 |
| Total | $2,126 | $25,512 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Listed for sale | $320,000 |
| 2024-03-15 | Listing removed | -- |
| 2024-03-05 | Listed for rent | $2,100 |
| 2021-05-20 | Listing removed | -- |
| 2021-05-17 | Listed for rent | $1,425 |
| 2021-05-12 | Sold | $278,000 |
| 2021-03-23 | Listed for sale | $285,000 |
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