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108 E 86th St APT 7N, New York, NY, 10028

3beds
3baths
--sqft
$2,395,000
--price/sqft
$14,284/moest. monthly cost
$571,360/yrincome needed

About This Home

Just a few steps off Park Avenue, 7N is a beautifully renovated, move-in ready Classic 6 residence in an intimate prewar cooperative. With only 30 apartments and two residences per floor, this boutique building offers exceptional privacy and charm. A semi-private, windowed landing leads to an elegant entry foyer that opens into a grand corner living room with soaring 10-foot ceilings, abundant natural light, and a wood-burning fireplace. The spacious layout is enhanced by three exposures, providing wonderful light throughout the home and no shared walls with neighboring apartments. The dining room is ideally positioned for both entertaining and everyday living and connects seamlessly to the windowed kitchen. The apartment offers two oversized bedrooms, two and a half bathrooms, a flexible third bedroom that can serve as a guest room, home office, nursery, or staff room. Beautiful hardwood floors and classic prewar details are found throughout. Apartment 7N features an in-unit washer and dryer. Residents enjoy full-service living with a 24-hour doorman and resident superintendent. The building permits pets, and pied-à-terre. Amenities include a fitness center available for a nominal fee, a laundry room, bike storage, and a dedicated storage unit for each apartment. Ideally located just two blocks from Central Park and moments from the Upper East Side's finest schools, restaurants, shopping, and transportation, including the 4, 5, and 6 subway lines. Whole Foods, Fairway, and countless neighborhood conveniences are all nearby.

Getting Around

100
WalkingWalker's Paradise
100
TransitRider's Paradise
85
BikeVery Bikeable

Schools

10/10
Ps 6 Lillie D BlakeGrades PK-50.2 mi
8/10
Jhs 167 Robert F WagnerGrades 6-80.6 mi

Construction

Condition

  • Year built: 1924

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Fireplace: Yes

Property

Details

  • Parcel number: 0151400667N
  • Special condition: Resale

Features

  • Has view: Yes
  • View description: City

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,110$145,320
Home Insurance *$511$6,132
Property Taxes $1,417$17,004
Electricity $246$2,954
Total$14,284$171,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$489,737/yr
40% on housing$428,520/yr
45% on housing$380,906/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10028$1,834
New York County$1,488

vs Homes Sold Last Month

Median $/sqft

ZIP 10028$2,311
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Contingent$2,395,000
2026-06-29Listed for sale$2,395,000

For Sale by Agent

AgentJason Katz
BrokerageModlin Group

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