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2418 Park Ln, Oak Grove, MO, 64075

2beds
1baths
669sqft
$99,900
$149price/sqft
$816/moest. monthly cost
$32,640/yrincome needed

About This Home

Updated, Clean & Move in ready. This home offers beautiful lake views and sits on one acre thanks to two additional lots—perfect for privacy, future projects, or outdoor living. Fresh updates inside and out make the home shine, and the price is set below the recent appraisal, giving buyers instant value.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Mason Elementary SchoolGrades K-53.0 mi
8/10

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 669

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 669
  • Total interior livable area: 669 sqft

Property

Details

  • Parcel number: 55410071500000000

Features

  • Patio & porch: Deck

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$76$912
Property Taxes $94$1,128
Electricity $141$1,693
Total$816$9,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,977/yr
40% on housing$24,480/yr
45% on housing$21,760/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 64075$182
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64075$169
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$99,900
2026-07-31Listed for sale$99,900

For Sale by Agent

AgentRebecca Burke
BrokerageFour Seasons Real Estate LLC

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