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120 E 85th St APT 1E, New York, NY, 10028

3beds
2baths
0sqft
$1,595,000
--price/sqft
$9,594/moest. monthly cost
$383,760/yrincome needed

About This Home

SPONSOR SALE | NO BOARD APPROVAL Exceptional in scale and move-in ready, this three-bedroom, two-bathroom co-op offers a generously sized kitchen, an expansive open living area, and dual-entrance convenience at one of the Upper East Side's most sought-after addresses. The heart of the home is its open-plan living and kitchen space, flooded in natural light. The renovated kitchen anchors the room with dark ribbed cabinetry, gold hardware, a statement waterfall quartz island with seating for four, and a full suite of LG appliances, including a gas range and dishwasher. Porcelain marble tile floors carry through the entire main living area, and oversized front windows bring in light and offer tree-lined street views. A private hallway leads to all three bedrooms. The king-size primary suite features hardwood floors, two windows, and dual closets, along with a sophisticated en-suite bathroom offering a walk-in shower, golden fixtures and accents, and premium finishes. The second bedroom offers a closet and a reading nook framed by dual windows. The third bedroom offers the flexibility to function as a guest room, home office, fitness studio, or nursery. Additional details throughout include recessed lighting, an in-unit washer/dryer, and generous closet storage. 120 East 85th Street is a 1920 prewar co-op comprising just 12 residences across six floors, intimate in scale and well maintained. The building features a renovated lobby, bike room, common storage, voice intercom, and a pet-friendly policy. Situated between Park and Lexington Avenues, the apartment is moments from Central Park, the 4/5/6 trains, crosstown bus service, and the everyday conveniences of the neighborhood, including New York Yoga, fresh&co, Paris Baguette, and so much more.

Getting Around

99
WalkingWalker's Paradise
100
TransitRider's Paradise
83
BikeVery Bikeable

Schools

8/10
Ps 6 Lillie D BlakeGrades PK-50.2 mi
8/10
Jhs 167 Robert F WagnerGrades 6-80.5 mi
9/10

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 0151300621E
  • Special condition: Resale

Features

  • Has view: Yes
  • View description: City

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,065$96,780
Home Insurance *$340$4,080
Property Taxes $943$11,316
Electricity $246$2,954
Total$9,594$115,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$328,937/yr
40% on housing$287,820/yr
45% on housing$255,840/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10028$1,839
New York County$1,488

vs Homes Sold Last Month

Median $/sqft

ZIP 10028$2,311
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$1,695,000
2024-08-01Listing removed--
2024-07-09Listed for rent$8,600

For Sale by Agent

AgentLouise Phillips
BrokerageBrown Harris Stevens

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