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242 W 104th St APT 3WF, New York, NY, 10025

1beds
1baths
--sqft
$518,000
--price/sqft
$3,404/moest. monthly cost
$136,160/yrincome needed

About This Home

Unit 3WF is a beautifully scaled one-bedroom home that seamlessly blends classic Upper West Side charm with thoughtful modern updates. This residence is defined by its soaring ceilings, elegant proportions, and timeless prewar details. The living room is both inviting and refined, featuring a decorative marble fireplace, oversized windows, and nearly 10-foot ceilings that fill the space with natural light, ideal for both everyday living and entertaining. The eat-in kitchen offers both functionality and flexibility, including stainless steel appliances and a dishwasher. The meticulously reclaimed hardwood inlaid floors run throughout, showcasing exceptional craftsmanship. The bedroom is quietly tucked away and features a large, ceiling-height closet that provides ample storage. Washer and dryer installation is permitted with board approval. Situated within a well-maintained elevator cooperative built in 1925, 242 West 104th Street offers a boutique living experience with just 24 residences, a newly renovated lobby, backyard, superintendent, storage lockers, bike storage, and video intercom security. The building is pet-friendly and permits pied-a-terres and co-purchasing. Ideally located moments from the 1 train on Broadway, as well as Riverside Park, this home is surrounded by some of the Upper West Side’s best dining, shopping, and cultural destinations. There is a $230.28 assessment in place through December 31, 2026.

Getting Around

99
WalkingWalker's Paradise
100
TransitRider's Paradise
84
BikeVery Bikeable

Schools

7/10
5/10

Construction

Condition

  • Year built: 1925

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Appliances included: Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Property

Details

  • Parcel number: 0187500563WF
  • Special condition: Resale

Features

  • Has view: Yes
  • View description: City

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,619$31,428
Home Insurance *$233$2,796
Property Taxes $306$3,672
Electricity $246$2,954
Total$3,404$40,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,708/yr
40% on housing$102,120/yr
45% on housing$90,773/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10025$1,150
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10025$1,626
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-29Price change$518,000
2026-04-29Listed for sale$575,000
2026-03-02Listing removed$599,000
2026-02-05Price change$599,000
2025-11-18Price change$619,000
2025-10-15Price change$639,000
2025-09-04Listed for sale$675,000
2024-10-07Listing removed$649,000
2024-10-01Listing removed$3,500
2024-09-23Price change$3,500
2024-09-19Listed for rent$3,800
2024-09-13Price change$649,000
2024-08-07Listed for sale$675,000
2018-03-14Sold$525,000
2018-02-12Pending sale$500,000
2018-02-12Listed for sale$500,000

For Sale by Agent

AgentAmy Bonomi
BrokerageCompass

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