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8 W 119th St APT 12, New York, NY, 10026

1beds
1baths
0sqft
$225,000
--price/sqft
$1,565/moest. monthly cost
$62,600/yrincome needed

About This Home

FINANCING OPTIONS AVAILABLE!! HIGHEST INCOME CAPS IN HARLEM!! Opportunity Awaits in the Heart of Central Harlem! Bring your vision to this sun-filled third-floor walk-up located just steps from Marcus Garvey Park and Fifth Avenue. This classic Central Harlem HDFC co-op offers solid bones and endless potential for the savvy buyer looking to create value. Featuring original parquet hardwood floors, high ceilings, and generous prewar proportions, the apartment provides a strong foundation for a thoughtful renovation. The flexible main living area easily accommodates sleeping, lounging, and dining configurations, while the separate windowed kitchen offers the opportunity to redesign and modernize to your taste. The windowed bathroom includes a full tub and natural light — a rare and desirable feature. This is a true blank canvas: ideal for a first-time buyer ready to customize their home or anyone with a creative eye and knack for nesting. The well-maintained HDFC building is known for its tight-knit community atmosphere and unbeatable location in one of Harlem’s most vibrant residential pockets. Moments from Marcus Garvey Park, neighborhood restaurants, cultural landmarks, and convenient subway access, 8 West 119th Street offers the chance to own in a prime Central Harlem location at an accessible price point. AMI: 165% Income max for one person: $187, 110 Income max for two people: $213, 840 Images lightly retouched using assistance from AI.

Getting Around

96
WalkingWalker's Paradise
100
TransitRider's Paradise
80
BikeVery Bikeable

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 01717004112
  • Special condition: Restricted Sale

Features

  • Has view: Yes
  • View description: City

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$49$588
Property Taxes $133$1,596
Electricity $246$2,954
Total$1,565$18,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,657/yr
40% on housing$46,950/yr
45% on housing$41,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10026$843
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10026$855
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-11Listed for sale$250,000

For Sale by Agent

AgentAdam Berard
BrokerageBohemia Realty Group

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