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470 W 146th St APT 23, New York, NY, 10031

4beds
1baths
--sqft
$579,000
--price/sqft
$5,461/moest. monthly cost
$218,440/yrincome needed

About This Home

Sunny and Spacious 4-Bedroom Gem For Sale in Sugar Hill’s Boutique Elevator Building. Nestled on a charming tree-lined brownstone street, this sunny and spacious 4-bedroom, one-bathroom haven building seamlessly blends classic elegance with modern comfort. Key Features: Interiors: Bask in the natural light that floods through the windows, creating a warm and inviting atmosphere throughout the home.4 Bedrooms: Two generously-sized, 2 modest-sized, all offer versatility and ample space for those seeking room to roam. Spacious Living Area: A large living area provides the perfect backdrop for gatherings and includes plenty of room for a home office, catering to the modern work-from-home lifestyle. Elevator Building: Tree-Lined : Experience the timeless charm of Sugar Hill, where historic brownstones create an enchanting backdrop to daily life. Coming soon to the building, a dedicated laundry facility for your convenience. Streamlined processes for board approval, ensuring a swift and straightforward move-in experience. Flexibility to rent out your unit from the first day of ownership. Join a community where prosperity and shared success thrive. Heart of Sugar Hill, steps away from express subway, local boutiques, cafes, and cultural gems.Schedule a viewing and explore the possibilities of owning this sunny and spacious 4-bedroom gem. Your new chapter awaits in the heart of Sugar Hill.

Getting Around

98
WalkingWalker's Paradise
100
TransitRider's Paradise
85
BikeVery Bikeable

Schools

6/10
8/10
Ms 319 Marie TeresaGrades 6-81.1 mi

Construction

Condition

  • Year built: 1926

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Property

Details

  • Parcel number: 02060005823
  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Courtyard
  • Has view: Yes
  • View description: City

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$1,946$23,352
Property Taxes $342$4,104
Electricity $246$2,954
Total$5,461$65,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,234/yr
40% on housing$163,830/yr
45% on housing$145,626/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10031$494
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10031$537
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-16Price change$579,000
2026-04-03Listed for sale$595,000

For Sale by Agent

AgentAdam Horowitz
BrokerageBrown Harris Stevens

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