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5135 Iron Gate Rd, Bloomfield Hills, MI, 48304

4beds
4baths
4,246sqft
$650,000
$153price/sqft
$4,779/moest. monthly cost
$191,160/yrincome needed

About This Home

Discover this fantastic homeownership opportunity in Bloomfield Township, renowned for its award winning Birmingham Schools. This very spacious four bedroom home feature's three and a half bathrooms (one full bathroom is in the walkout.), a bright kitchen, a generous family room, and a beautiful formal dining room with beautiful wood floors. Enjoy ample closet and storage space throughout, with some freshly painted rooms adding a modern touch. This home boasts a walkout finished basement, perfect for entertaining or additional living space. Step outside to a stunning backyard with mature landscaping, offering privacy as it backs up to the serene Rouge River. This well maintained home is available for immediately at closing. New Air Conditioning System installed June 2026. New Heating System installed 2024. Don't miss out on this perfect blend of comfort and convenience! PLEASE NOTE THE PROPERTY TAXES ARE NON-HOMESTEADED.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
Harlan Elementary SchoolGrades K-50.3 mi
9/10
Derby Middle SchoolGrades 6-81.0 mi
8/10

Construction

Condition

  • Property condition: Platted Sub
  • Year built: 1967

Materials

  • Foundation: Basement,Poured
  • Construction materials: Brick,Steel Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Walk Out Access

Bedroom

  • Level: Second
  • Area: 182
  • Dimensions: 14 X 13

Bedroom

  • Level: Second
  • Area: 196
  • Dimensions: 14 X 14

Bedroom

  • Level: Second
  • Area: 304
  • Dimensions: 19 X 16

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 240
  • Dimensions: 16 X 15

Family Room

  • Level: Entry
  • Area: 342
  • Dimensions: 19 X 18

Features

  • Jetted Tub
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,400
  • Finished area above ground: 2,846

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 4,246 sqft

Kitchen

  • Level: Entry
  • Area: 216
  • Dimensions: 18 X 12

Laundry

  • Level: Entry
  • Area: 91
  • Dimensions: 13 X 7

Living Room

  • Level: Entry
  • Area: 325
  • Dimensions: 25 X 13

Other

  • Level: Basement

Other

  • Level: Second

Other

  • Level: Second

Other

  • Level: Entry

Primary Bedroom

  • Level: Second
  • Area: 378
  • Dimensions: 27 X 14

Property

Details

  • Parcel number: 1924401022
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevel
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Lighting

Lot

  • Lot size: 0.40 Acres
  • Lot size dimensions: 91.22 x 91.22 x 167 x 155

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$353$4,236
Property Taxes $677$8,124
Electricity $463$5,557
Total$4,779$57,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,851/yr
40% on housing$143,370/yr
45% on housing$127,440/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 48304$271
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48304$220
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$624,900
2026-07-27Listed for sale$650,000
2026-07-01Price change$4,500
2026-06-20Listed for rent$5,000

For Sale by Agent

AgentClaire L Epstein
BrokerageReal Estate One-W Blmfld

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