8142 Lake Margaret Ter, Chesterfield, VA, 23838
About This Home
This home is to be completed by JUNE 2026! The Caldwell features four bedrooms, three full baths, a two-car garage, and a finished walkout basement. As you step inside, you’ll be greeted by the formal dining room featuring a tray ceiling directly off the foyer. The kitchen features an island, pantry, granite countertops, stainless steel appliances, and LED recessed lighting. A separate breakfast area adjoining the kitchen leads into the sunroom, which provides access to the composite deck. The spacious family room features a gas fireplace. The first-floor primary suite offers a tray ceiling, two walk-in closets, and an ensuite bath with a LUXURY shower and double vanity. Bedrooms two and three, with double door closets, share a full bath with a 4’ shower. A spacious laundry room completes the first floor. The finished walkout basement offers a large rec room and a fourth bedroom with direct access to a full bath featuring a 4’ shower. Two large unfinished storage areas complete the home. Lake Margaret at The Highlands is a charming waterfront hamlet tucked in the lovely golf course community at The Highlands in Chesterfield, VA. In addition to the stunning grounds and facilities at the championship 18-hole golf course, Lake Margaret at The Highlands offers three lakefront pools with a clubhouse, tennis courts, trails, a playground, and two lakes totaling over 100 acres of opportunity for fishing, paddling, and canoeing. Plus, the convenient location between Richmond and Petersburg offers dining, shopping, and entertainment just around the corner.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction,Under Construction
- New construction: Yes
- Year built: 2026
Materials
- Roof: Shingle
- Construction materials: Block,Drywall,Frame,Stone,Vinyl Siding
Other
- Builder name: Eastwood Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Cooking,Disposal,Gas Water Heater,Microwave,Oven,Stove,Tankless Water Heater
- Laundry features: Washer Hookup,Dryer Hookup
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Bedroom on Main Level,Tray Ceiling(s),Dining Area,Double Vanity,Eat-in Kitchen,Granite Counters,High Ceilings,Kitchen Island,Bath in Primary Bedroom,Main Level Primary,Pantry,Recessed Lighting,Walk-In Closet(s)
- Flooring: Partially Carpeted,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Attic: Pull Down Stairs
- Finished area below ground: 1,051
- Finished area above ground: 2,075
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,126 sqft
Other
- Level: Basement
Other
- Level: First
Property
Details
- Parcel number: 766641345100000
- Zoning description: R25
- Special condition: Corporate Listing
Features
- Levels: Two
- Stories: 2
- Pool features: Community,Pool
- Patio & porch: Rear Porch,Deck,Porch
- Exterior features: Deck,Porch,Paved Driveway
Lot
- Lot size: 1.85 Acres
Parking
- Total spaces: 2
- Parking features: Attached,Direct Access,Driveway,Garage,Paved,Garage Faces Rear,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $239 | $2,868 |
| Property Taxes | $587 | $7,044 |
| Electricity | $301 | $3,613 |
| Total | $5,167 | $62,004 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-27 | Price change | $799,990 |
| 2025-11-17 | Listed for sale | $819,990 |
| 2025-09-10 | Pending sale | $819,990 |
| 2025-08-19 | Price change | $819,990 |
| 2025-06-16 | Pending sale | $798,395 |
| 2025-06-16 | Listed for sale | $798,395 |
| 2024-04-09 | Listing removed | -- |
| 2023-02-11 | Listed for sale | $84,105 |
| 2022-03-01 | Listing removed | -- |
| 2022-02-04 | Price change | $97,650 |
| 2021-05-25 | Listed for sale | $93,200 |
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