See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

115 SIERRAS Loop, Saint Augustine, FL, 32086

4beds
3baths
2,268sqft
$548,000
$242price/sqft
$3,908/moest. monthly cost
$156,320/yrincome needed

About This Home

Andalusia pool home with pond and preserve views has it all and offers many options for flexible living needs. Move right in because all of the upgrades have already been done for you. A large screened in heated saltwater pool and a covered lanai flow seamlessly from your open concept great room/dining and kitchen for the best in indoor to outdoor living. This 4 bdr, 2.5 ba with primary on the main also has an upstairs extra spacious bonus area for secondary living. Enjoy newly updated kitchen cabinetry, quartz counters & backsplash, appliances, light fixtures and window coverings throughout. The primary has a large owners bath with a separate tub and shower and an oversized walk in closet. The pool area is fabulous with a covered lanai and a fully fenced yard, lush landscaping & paver areas and irrigation which round out the well thought out details. Perfect for family life, the community has a pool, clubhouse, exercise facility, 3 playgrounds and a fairy garden along with being adjacent to Treaty Park and all of the recreational activities offered there. The new super Publix is just around the corner and I-95 is a short distance down 207 for easy commuter access. This home is ready for you to move right in. Many furnishings available for purchase.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
5/10
5/10

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,268 sqft

Property

Details

  • Parcel number: 1366810080

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Heated,Salt Water
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 6,534 sqft

Parking

  • Parking features: Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,770$33,240
Home Insurance *$417$5,004
Property Taxes $493$5,916
Electricity $228$2,738
Total$3,908$46,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,988/yr
40% on housing$117,240/yr
45% on housing$104,213/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 32086$204
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32086$230
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$598,000
2026-04-28Price change$629,000
2026-04-15Price change$634,000
2026-03-15Listed for sale$639,000
2020-03-27Sold$302,500
2020-03-18Pending sale$319,500
2020-02-06Listed for sale$319,500
2016-07-08Sold$265,990

For Sale by Agent

AgentRACHEL THOMPSON
BrokerageTHOMPSON REALTY & DEVELOPMENT INC.

Similar Homes