See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

145 95th St APT B11, Brooklyn, NY, 11209

1beds
1baths
800sqft
$289,000
$361price/sqft
$1,911/moest. monthly cost
$76,440/yrincome needed

About This Home

Charming Bay Ridge Co-op with Endless Potential! Bring your vision to this spacious one-bedroom co-op located at 145 95th Street in the heart of Bay Ridge, Brooklyn. Nestled on a quiet, tree-lined block right near the Shore Road Promenade, this home offers a fantastic opportunity to create your dream space. The apartment features a generous layout with a large living room, separate dining area, and a king-sized bedroom. High ceilings, classic prewar details, and great natural light make this home a perfect canvas for renovation and personalization. With a little TLC, this co-op can be transformed into a beautifully modern retreat that still retains its Brooklyn charm. The well-maintained, pet-friendly building offers an on-site super, laundry facility, and bike storage. Conveniently located near the R train, express buses, and Bay Ridge’s popular restaurants, shops, and waterfront parks — you’ll enjoy both comfort and convenience. Don’t miss the chance to invest in one of Brooklyn’s most desirable neighborhoods and make this space truly your own!

Getting Around

90
WalkingWalker's Paradise
0
TransitVery Limited Transit
79
BikeVery Bikeable

Schools

5/10
Fort Hamilton High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1931

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Property

Details

  • Parcel number: 061150042B11
  • Special condition: Resale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters in Kings County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$70$840
Property Taxes $134$1,608
Electricity $246$2,954
Total$1,911$22,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,520/yr
40% on housing$57,330/yr
45% on housing$50,960/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$361This listing

vs Other Active Listings

Avg $/sqft

ZIP 11209$502
Kings County$698

vs Homes Sold Last Month

Median $/sqft

ZIP 11209$823
Kings County$623

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-12Listed for sale$299,000

For Sale by Agent

AgentJames Nelson
BrokerageBen Bay Realty Co. of Bay Ridge

Similar Homes