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1040 Carroll St APT 4J, Brooklyn, NY, 11225

2beds
1baths
0sqft
$600,000
--price/sqft
$3,664/moest. monthly cost
$146,560/yrincome needed

About This Home

* Sun-drenched two bedroom * Fourth floor elevator building * King-sized bedrooms with generous layouts * Oversized windows with excellent natural light * Hardwood floors and original details * Ample closet space throughout * Gym and shared outdoor space in building * Income-restricted HDFC cooperative (no subletting) * Near 2 & 5 trains at President Street Sun-drenched two bedroom at 1040 Carroll Street #4J, a well-proportioned home in the heart of Crown Heights. Situated between Bedford and Franklin Avenues, this residence offers the perfect balance of space, light, and location within a well-maintained elevator building featuring a fitness center and shared outdoor space. Located on the fourth floor, the apartment boasts an expansive layout with two generously sized bedrooms, each comfortably accommodating a king-sized bed along with additional furnishings. Oversized windows flood the home with natural light throughout the day, while hardwood floors and original details add warmth and character. Ample closet space is found throughout. The building is part of a classic prewar HDFC cooperative known for its solid construction, generous layouts, and community-oriented feel. Residents enjoy the convenience of on-site amenities such as the gym & garden, while being moments from some of Brooklyn's most vibrant corridors ie Brooklyn Museum, Botanical Gardens & Prospect Park. Crown Heights continues to see strong demand thanks to its accessibility and neighborhood charm. Just moments from the 2 and 5 trains at President Street, Manhattan is within a quick commute. Nearby, you'll find neighborhood favorites along Franklin Avenue, as well as cultural anchors including the Brooklyn Museum, Brooklyn Botanic Garden, Brooklyn Public Library, and Prospect Park. This is an income-restricted HDFC cooperative. Subletting is not permitted. For more information or to schedule a private showing, please reach out directly.

Getting Around

93
WalkingWalker's Paradise
0
TransitVery Limited Transit
85
BikeVery Bikeable

Schools

6/10
Ps 241 Emma L JohnstonGrades PK-50.2 mi
9/10

Construction

Condition

  • Year built: 1927

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 0

Property

Accessibility

  • Accessibility features: Wheelchair Access

Details

  • Parcel number: 0128700394J
  • Special condition: Restricted Sale

Features

  • Patio & porch: Other
  • Exterior features: Courtyard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Hurricane
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Kings County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$105$1,260
Property Taxes $280$3,360
Electricity $246$2,954
Total$3,664$43,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,622/yr
40% on housing$109,920/yr
45% on housing$97,706/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 11225$694
Kings County$697

vs Homes Sold Last Month

Median $/sqft

ZIP 11225$852
Kings County$623

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$600,000

For Sale by Agent

AgentIsaiah Ajala
BrokerageBrown Harris Stevens

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