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226 W 132nd St, New York, NY, 10027

4beds
5baths
0sqft
$2,930,000
--price/sqft
$18,775/moest. monthly cost
$751,000/yrincome needed

About This Home

This classic brownstone has 4 bedrooms, 4.5 exquisitely tiled bathrooms, oak floors throughout, washer/dryer/ central air/ full finished cellar in a brand new interior. A four-story one-unit home is located on a central Harlem block graced with a beloved jazz club and art gallery. Beautifully done, clean simple lines, boundless natural light through large front and back windows and tons & tons of outdoor space. We enter the parlor floor with its wide-open plan, through the living room, dining room, sleek modern kitchen out onto a large deck. The deck offers plenty of room for outdoor dining and relaxation. The garden level has a separate entrance, with a bedroom, full bath, and access to the landscaped yard through the attached recreation room. Upstairs, we have two large and gracious bedrooms, a marble master bath, and second full bath. Now walk up to the stunning top floor where the natural light floods the space through multiple skylights. Besides another large bedroom and full bath on the top floor, we find a spectacular loft space that could work as a study, artist studio, or entertainment space. A full stairway leads up to the roof deck with more spectacular outdoor space. This house has everything, where outside and inside meld together to create modern living.

Getting Around

97
WalkingWalker's Paradise
100
TransitRider's Paradise
72
BikeVery Bikeable

Construction

Condition

  • Year built: 1910

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 019370143
  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Garden
  • Has view: Yes
  • View description: City,Garden

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,815$177,780
Home Insurance *$1,666$19,992
Property Taxes $1,733$20,796
Electricity $561$6,742
Total$18,775$225,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$643,714/yr
40% on housing$563,250/yr
45% on housing$500,666/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10027$601
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10027$620
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$2,930,000
2024-06-01Price change$2,890,000
2024-02-22Listed for sale$2,950,000
2017-10-30Sold$2,720,000
2014-11-20Sold$1,150,000
2008-03-18Sold$750,000

For Sale by Agent

AgentSusan Yusook Kim
BrokerageCorcoran

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