See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

59 Morningside Ave #5S, New York, NY, 10027

3beds
2baths
1,200sqft
$830,000
$692price/sqft
$5,404/moest. monthly cost
$216,160/yrincome needed

About This Home

Perched atop a well-maintained cooperative at the corner of Morningside Avenue and West 120th Street, with Morningside Park just outside your door, this thoughtfully renovated three-bedroom residence offers an exceptional combination of light, privacy, generous proportions, and value in the heart of Morningside Heights. Situated on the fifth and top floor, the home enjoys open sky and park views, abundant natural light, and a remarkable sense of tranquility. With only two apartments per floor and no neighbors above, the residence feels peaceful and secluded—a rare retreat from the energy of the city. From the windows, treetop vistas extend toward the Hudson River and New Jersey, creating an airy, elevated backdrop throughout the day. The spacious layout is designed for both comfortable living and effortless entertaining, featuring an expansive living and dining area, a generously sized primary suite with an en-suite bathroom, and two well-proportioned secondary bedrooms. Each offers exceptional flexibility, easily accommodating a guest room, nursery, home office, dressing room, or creative space. Storage is another standout feature, with an oversized closet in the primary bedroom, large closets in both secondary bedrooms, and abundant storage throughout—an uncommon luxury in New York City. Renovated with a timeless aesthetic, the windowed kitchen is appointed with stainless steel appliances, stone countertops, and a classic white tile backsplash. Both bathrooms have been tastefully updated with modern fixtures and finishes, while beautiful hardwood floors run throughout the home. The cooperative is exceptionally well maintained, with engaged ownership and professional management committed to preserving the building while keeping monthly maintenance affordable at just $1,180. Perfectly positioned just blocks from the A, B, C, and D subway lines, the apartment offers convenient access throughout Manhattan and beyond. Columbia University is moments away, Morningside Park serves as your backyard, and the surrounding neighborhood is rich with acclaimed restaurants, cafés, neighborhood bars, local shops, and everyday conveniences. Please note that this is a walk-up building. For buyers who appreciate the benefits of a top-floor home, the climb is rewarded with exceptional light, privacy, quiet, and uninterrupted views that are rarely found at this price point. This is an HDFC apartment. Income restrictions apply: 1 Individual: $142,560 2 Individuals: $162,840 3 Individuals: $183,240 4 Individuals: $203,520 5 Individuals: $219,840

Getting Around

96
WalkingWalker's Paradise
100
TransitRider's Paradise
70
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1987

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 01947000310591245S
  • Special condition: Restricted Sale

Features

  • Has view: Yes
  • View description: City,Park/Greenbelt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,196$50,352
Home Insurance *$471$5,652
Property Taxes $491$5,892
Electricity $246$2,954
Total$5,404$64,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,280/yr
40% on housing$162,120/yr
45% on housing$144,106/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$692This listing

vs Other Active Listings

Avg $/sqft

ZIP 10027$605
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10027$620
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-04Listed for sale$830,000
2017-07-03Sold$520,000

For Sale by Agent

AgentDon Moses
BrokerageEXP Realty NYC

Similar Homes