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26183 Sunset Bluff Dr, Canistota, SD, 57012

5beds
4baths
4,113sqft
$999,000
$243price/sqft
$6,823/moest. monthly cost
$272,920/yrincome needed

About This Home

This stunning contemporary home sits on Lake Vermillion and delivers a perfect sanctuary from a chaotic world. Only 25 minutes from Sioux Falls, offers year-round retreat with breathtaking views; letting the great outdoors greet you from every level. Family-friendly, five-bedroom, four-bath, 4,113 square foot 2-story walk-out dwelling is designed for both daily living and entertaining. Gracious entrance and sundrenched great room is enhanced with variegated-high-polished Italian marble flooring, two-story floor-to-ceiling windows, and trendy fireplace. Custom kitchen with center island is open to the living area and a spacious dining area with glass doors to deck and view of the lake. Main floor owner's suite has two exceptional walk-in closets and full bath complete with soaking tub, tiled shower, and double sink vanity. Upper level has two bedrooms, one with access to deck, full bath, and loft area for study or sitting. Lower level is perfect for entertaining with 2 bedrooms, full bath, and a family room with fireplace that opens to the party room with wet bar and gaming areas. Door to patio and firepit. The 3 car garage doubles as a man-cave plus a parking pad for extra vehicles. Back foyer has entry to garage, the handy laundry/mud room is adjacent. Perfect condition with nothing to do here but move in! Nestled on over an acre of solitude and located on the eastside of the Lake adjacent to Lake Vermillion Recreational Area, which provides an abundance of outdoor adventures. From camping spots and peaceful fishing areas to scenic biking and hiking trails and canoe/kayak/paddleboard rentals, there's something for everyone to enjoy!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Canistota Elementary - 02Grades PK-56.4 mi
4/10
Canistota Jr. High - 03Grades 6-86.4 mi
9/10

Construction

Condition

  • Year built: 2013

Materials

  • Roof: Composition
  • Construction materials: Hard Board,Synthetic Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Disposal,Refrigerator,Double Oven

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper
  • Area: 180

Bedroom3

  • Level: Upper
  • Area: 156

Bedroom4

  • Level: Basement
  • Area: 150

Bedroom5

  • Level: Basement
  • Area: 225

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 105

Family Room

  • Level: Basement
  • Area: 306

Features

  • Master Downstairs,Main Floor Laundry,Master Bath,Wet Bar
  • Flooring: Carpet,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,650
  • Finished area above ground: 2,463

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,113 sqft

Kitchen

  • Level: Main
  • Area: 300

Living Room

  • Level: Main
  • Area: 306

Master Bedroom

  • Level: Main
  • Area: 255

Property

Details

  • Parcel number: 09.35.400503

Features

  • Levels: Two
  • Patio & porch: Deck,Covered Patio
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterbody name: Vermillion East

Lot

  • Lot size: 1.11 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: Asphalt
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Lightning
Wildfire

FEMA Declared Disasters in McCook County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance $652$7,824
Property Taxes $806$9,672
Electricity $314$3,770
Total$6,823$81,876

Income You'd Need if You Spent...

35% on housing$233,931/yr
40% on housing$204,690/yr
45% on housing$181,946/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 11.1%
11.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 57012$146
McCook County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 57012$189
McCook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$999,900
2025-10-30Listing removed$999,900
2025-07-03Listed for sale$999,900
2025-07-02Listing removed$1,117,000
2025-05-05Listed for sale$1,117,000
2025-04-27Listing removed$1,117,000
2025-03-17Listed for sale$1,117,000

For Sale by Agent

AgentSpencer M Mannes
BrokerageCORE Real Estate

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