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403 Meadowlark Ln, Montrose, SD, 57048

5beds
2baths
3,000sqft
$420,000
$140price/sqft
$3,205/moest. monthly cost
$128,200/yrincome needed

About This Home

Welcome home to this spacious ranch-style property offering 5 bedrooms, 2 full baths, and an impressive 4-stall garage! And oh by the way the school bus comes up to cul-de-sac which is very convenient. The open floor plan is filled with natural light, creating a warm and inviting atmosphere throughout the main living spaces. Enjoy the convenience of main floor laundry and 3 bedrooms on the main level. Step outside to a large backyard with no rear neighbors, providing wide-open views perfect for taking in beautiful sunrises and sunsets. The composite deck is ideal for relaxing or entertaining, and the additional storage shed offers plenty of space for all your extras. A fantastic combination of comfort, space, and privacy!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
Montrose Elementary - 02Grades PK-50.5 mi
9/10
8/10
Montrose High School - 01Grades 9-120.5 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Composition
  • Construction materials: Brick,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Dishwasher,Disposal,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 156

Bedroom3

  • Level: Main
  • Area: 132

Bedroom4

  • Level: Basement
  • Area: 132

Bedroom5

  • Level: Basement
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 143

Family Room

  • Level: Basement
  • Area: 114

Features

  • Formal Dining Rm,Main Floor Laundry,3+ Bedrooms Same Level
  • Flooring: Carpet,Tile,Wood,Laminate
  • Finished area below ground: 1,500
  • Finished area above ground: 1,500

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,000 sqft

Kitchen

  • Level: Main
  • Area: 169

Master Bedroom

  • Level: Main
  • Area: 196

Property

Details

  • Parcel number: 19.42.0106

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.54 Acres
  • Features: Cul-De-Sac,City Lot
  • Lot size dimensions: 130X180

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Drought
Strong Wind
Wildfire

FEMA Declared Disasters in McCook County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance $273$3,276
Property Taxes $580$6,960
Electricity $229$2,749
Total$3,205$38,460

Income You'd Need if You Spent...

35% on housing$109,885/yr
40% on housing$96,150/yr
45% on housing$85,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 11.1%
11.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 57048$266
McCook County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 57048$295
McCook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$420,000
2026-07-07Price change$430,000
2026-03-27Listed for sale$435,000

For Sale by Agent

AgentDave J Larson
BrokerageHegg, REALTORS

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