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88 Aspinwall Dr, Troy, MI, 48098

5beds
5baths
3,064sqft
$799,000
$261price/sqft
$5,433/moest. monthly cost
$217,320/yrincome needed

About This Home

Welcome to this stunning 3,000 square foot home nestled on 1.69 private acres in the highly sought-after Troy School District. Offering five bedrooms and four and a half baths, this home combines space, comfort, and thoughtful updates in an exceptional setting. The beautifully renovated kitchen opens seamlessly to the main living areas, creating the perfect flow for both everyday living and entertaining. Natural light pours into the home, enhanced by its ideal south-facing orientation, while the inviting four-seasons room provides year-round enjoyment and tranquil views of the property. Step outside to your own backyard retreat, complete with an in-ground pool and a peaceful, tree-lined setting. A scenic creek runs along the rear of the property, offering privacy and the rare assurance that no future development will ever disrupt the natural surroundings. This is a unique opportunity to own a spacious, updated home with acreage, privacy, and a prime location—truly the best of both worlds.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

--
Troy Early ChildhoodGrades PK-K0.4 mi
8/10
Smith Middle SchoolGrades 6-80.5 mi
9/10
Troy High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Gas Water Heater
  • Laundry features: First Floor Laundry,Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete

Bathroom1

  • Features: Linoleum
  • Level: Main

Bathroom2

  • Features: Linoleum
  • Level: Second

Bathroom3

  • Features: Wood
  • Level: Second

Bathroom4

  • Features: Linoleum
  • Level: Second

Bedroom1

  • Features: Wood
  • Level: Second
  • Area: 240

Bedroom2

  • Features: Carpet
  • Level: Second
  • Area: 156

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 96

Bedroom4

  • Features: Carpet
  • Level: Second
  • Area: 121

Bedroom5

  • Features: Carpet
  • Level: Second
  • Area: 88

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Walk-In Closet(s),Bar,Pantry,Eat-in Kitchen
  • Window features: Window Treatments
  • Flooring: Hardwood,Linoleum,Ceramic Tile,Wood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Natural Fireplace
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,064

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,578
  • Total interior livable area: 3,064 sqft

Kitchen

  • Features: Wood
  • Level: Main
  • Area: 242

Living Room

  • Features: Carpet
  • Level: Main
  • Area: 336

Office

  • Area: 48

Property

Details

  • Parcel number: 2004426012
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck,Patio
  • Exterior features: Built-in Barbecue
  • Has spa: Yes
  • Spa features: Spa/Hot Tub
  • Waterbody name: creek
  • Frontage type: Road
  • Frontage length: 120

Lot

  • Lot size: 1.69 Acres
  • Lot size dimensions: 122 x 622

Parking

  • Total spaces: 2
  • Parking features: Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$227$2,724
Property Taxes $832$9,984
Electricity $334$4,010
Total$5,433$65,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,274/yr
40% on housing$162,990/yr
45% on housing$144,880/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 48098$239
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48098$217
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$769,000
2026-08-03Listed for sale$799,000
2026-07-28Listing removed$899,000
2026-06-23Price change$899,000
2026-06-10Price change$929,000
2026-05-26Listed for sale$949,000

For Sale by Agent

AgentKristen Rys
BrokerageReal Estate One Inc-Shelby

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