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196 Welcombe St, Mooresville, NC, 28115

3beds
3baths
2,736sqft
$548,000
$200price/sqft
$3,662/moest. monthly cost
$146,480/yrincome needed

About This Home

Some homes simply check the boxes. This one invites you to slow down, settle in, and stay awhile. From quiet mornings gathered around the kitchen island with coffee in hand to evenings spent curled up beside the fireplace, every space in this home was made for the moments that become your favorite memories. The open layout keeps everyone connected, whether you're entertaining friends, celebrating birthdays, or enjoying an ordinary Tuesday that somehow feels special. Upstairs, a spacious bonus room is ready to become whatever your next chapter needs it to be: a cozy movie room, a creative studio, a playroom filled with laughter, or the home office you've always wanted. Thoughtful updates, including modern lighting and ceiling fans, add a fresh touch while allowing the warmth and character of the home to shine. Outside, picture little feet racing to the built-in swings and rock wall, summer evenings spent under the open sky, and a fully fenced yard where everyone (two-legged and four-legged alike) has room to play, explore, and unwind. A mature peach tree adds its own bit of magic, rewarding each season with blossoms in the spring and fresh peaches to enjoy in the summer. Beneath the pergola, the porch swing invites you to linger a little longer with your morning coffee, a good book, or a quiet conversation as the day comes to an end. Tucked into the sought-after Stafford at Langtree community, you're just a short stroll from the neighborhood pool, making sunny afternoons and spontaneous swims part of everyday life. Built in 2017 and impeccably cared for, this home offers more than beautiful spaces, it offers the feeling you've been hoping to find during your home search. Because the right home isn't just where you live. It's where traditions begin, holidays are celebrated, milestones are cherished, and the people you love always want to come back to.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

4/10
6/10
Woodland Heights MiddleGrades 6-85.1 mi
7/10
Lake Norman High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range
  • Laundry features: Laundry Room,Upper Level

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,736

Heating & Cooling

  • Heating features: Central,Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,736
  • Total interior livable area: 2,736 sqft

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 4655389631.000
  • Zoning: RLI
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community

Lot

  • Lot size: 0.16 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,770$33,240
Home Insurance *$169$2,028
Property Taxes $469$5,628
Electricity $254$3,057
Total$3,662$43,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,554/yr
40% on housing$109,860/yr
45% on housing$97,653/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 28115$200
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28115$192
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$548,000
2017-11-14Sold$306,500
2017-08-22Sold$61,000

For Sale by Agent

AgentCarlie Seeley
BrokerageKeller Williams Lake Norman

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