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13606 Garfield Street #A, Thornton, CO, 80602

3beds
3baths
1,898sqft
$449,000
$237price/sqft
$2,916/moest. monthly cost
$116,640/yrincome needed

About This Home

Welcome to this charming and meticulously maintained end-unit townhome, where comfort meets style! This delightful property features three spacious bedrooms and three modern bathrooms, perfect for families or those seeking extra space. As you enter, you’re greeted by a gorgeous kitchen equipped with contemporary appliances, ample counter space, and elegant cabinetry, making it a chef’s dream. The open layout seamlessly connects the kitchen to the inviting living area, creating a warm atmosphere for entertaining or relaxing. The highlight of this home is the expansive primary en suite, which boasts generous dimensions, providing a serene retreat with an attached bathroom designed for ultimate relaxation. The additional two bedrooms are well-sized and versatile, ideal for guests, a home office, or a growing family. Outside, enjoy the quaint small backyard situated between the house and the detached two-car garage. This cozy outdoor space is perfect for gardening, barbecues, or simply unwinding after a long day. Recent upgrades include brand new windows installed upstairs this year, ensuring energy efficiency and a bright, airy feel throughout the home. Additionally, a new hot water heater was installed in 2025, providing peace of mind for years to come. Don’t miss out on this adorable townhome that combines modern amenities with a charming community feel. Schedule your showing today and experience all that this lovely home has to offer!

Getting Around

62
WalkingSomewhat Walkable
21
TransitMinimal Transit
68
BikeBikeable

Schools

7/10
Rocky Top Middle SchoolGrades 6-81.0 mi
8/10
Horizon High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Composition
  • Construction materials: Frame,Rock,Wood Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Microwave,Oven,Refrigerator,Washer
  • Laundry features: In Unit

Bathroom

  • Level: Main

Bathroom

  • Features: Primary Suite
  • Level: Upper

Bathroom

  • Level: Upper

Bedroom

  • Features: Primary Suite
  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s),Wired for Data
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,898
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Floor Furnace
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,898
  • Total interior livable area: 1,898 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: R0163389
  • Attached to another structure: Yes
  • Special condition: Standard
  • Exclusions: Seller's Personal Property And Staging Items

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Ground
  • Patio & porch: Covered,Front Porch,Patio
  • Has view: Yes
  • View description: Mountain(s)

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Cold Wave
Winter Weather
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$214$2,568
Property Taxes $246$2,952
Electricity $186$2,232
Total$2,916$34,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,977/yr
40% on housing$87,480/yr
45% on housing$77,760/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 80602$210
Adams County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 80602$199
Adams County$234

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$449,000
2026-06-24Price change$450,000
2026-06-04Listed for sale$465,000
2017-03-23Sold$362,851

For Sale by Agent

AgentSydney Westland
BrokerageMavi Unlimited Inc

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