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9645 Bellaire Lane, Thornton, CO, 80229

4beds
3baths
2,051sqft
$550,000
$268price/sqft
$3,595/moest. monthly cost
$143,800/yrincome needed

About This Home

Welcome to this beautifully designed two-story home in one of Thornton’s most desirable neighborhoods, where comfort, style, and convenience come together. From the moment you walk in, you’ll notice the bright, open layout filled with natural light, perfect for both everyday living and entertaining. The kitchen flows seamlessly into the main living space, creating the ideal setup for hosting or relaxing at home. Upstairs, the spacious primary suite offers a private retreat, while additional rooms provide flexibility for guests, a home office, or growing needs. Step outside to your private backyard featuring a hot tub, perfect for relaxing evenings or weekend gatherings. Located just minutes from parks, shopping, dining, and major highways, this home truly checks all the boxes. The seller is offering a $7,500 credit, giving you flexibility to lower your rate, cover closing costs, or personalize the home

Getting Around

14
WalkingCar-Dependent
19
TransitMinimal Transit
35
BikeSomewhat Bikeable

Schools

1/10
Alsup Elementary SchoolGrades PK-53.2 mi
2/10
Adams City Middle SchoolGrades 6-83.0 mi
3/10
Adams City High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bathroom

  • Level: Main

Bathroom

  • Level: Upper

Bathroom

  • Level: Upper

Bedroom

  • Level: Main

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area above ground: 2,051

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,051
  • Total interior livable area: 2,051 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: R0190806
  • Special condition: Standard
  • Exclusions: All Sellers Personal Property

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 4,847 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$326$3,912
Property Taxes $302$3,624
Electricity $186$2,232
Total$3,595$43,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,257/yr
40% on housing$107,850/yr
45% on housing$95,866/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 80229$142
Adams County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 80229$258
Adams County$234

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Price change$560,000
2026-01-29Listed for sale$565,000
2019-07-17Sold$439,900
2019-06-26Pending sale$439,900
2019-06-12Listed for sale$439,900
2019-06-12Pending sale$439,900
2019-06-07Price change$439,900
2019-05-31Price change$449,900
2019-05-09Listed for sale$455,000

For Sale by Agent

AgentNevaeh Gonzales
BrokerageKeller Williams Realty Downtown LLC

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