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12925 Red Lily Way, Saint John, IN, 46373

5beds
4baths
3,551sqft
$823,000
$232price/sqft
$5,254/moest. monthly cost
$210,160/yrincome needed

About This Home

Rare Cul-de-Sac Home with Wooded Privacy, Smart-Home Features and Exceptional Indoor-Outdoor Living. Tucked away on a quiet cul-de-sac in St. John's desirable Preserve community, this beautifully upgraded smart home offers five bedrooms, 3.5 bathrooms and more than 3,500 square feet of thoughtfully finished living space. With wooded backyard views, a built-in security system and modern technology throughout, this home combines privacy, comfort, and everyday convenience. The open-concept main level is designed for both entertaining and daily living. The inviting kitchen features light cabinetry, quartz countertops, stainless-steel appliances, an oversized island, a spacious walk-in pantry and a convenient touchless sink faucet. The kitchen flows seamlessly into the dining and living areas, creating a bright and welcoming gathering space. A dedicated home office with custom built-ins and a coffered ceiling provides an impressive work-from-home setting. The formal dining room features wainscoting, a decorative medallion ceiling and a convenient dry bar, making it ideal for holidays, celebrations, and special occasions. Step outside to the showstopping screened-in porch, complete with a vaulted ceiling, television hookup, and gas connection for an outdoor fireplace (included). Surrounded by professional landscaping and peaceful wooded views, this private outdoor retreat is perfect for relaxing, entertaining, or enjoying quiet evenings at home. Upstairs, the spacious primary suite offers a spa-inspired bathroom with a soaking tub and custom three-head shower. Three additional bedrooms, a full bathroom and an upstairs laundry room provide comfort, convenience, and plenty of space for everyone. The finished basement expands the home's possibilities with a recreation room, fifth bedroom, full bathroom, and dedicated storage room--perfect for overnight guests, entertaining, hobbies, a home gym or a private secondary living area.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
6/10
Kahler Middle SchoolGrades 5-83.7 mi
9/10
Lake Central High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2020

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Stainless Steel Appliance(s),Refrigerator,Microwave,Gas Water Heater,Dishwasher,Disposal
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Sink

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 13.0 x 11.0

Bedroom3

  • Level: Upper
  • Area: 121
  • Dimensions: 11.0 x 11.0

Bedroom4

  • Level: Upper
  • Area: 132
  • Dimensions: 12.0 x 11.0

Bedroom5

  • Level: Basement
  • Area: 196
  • Dimensions: 14.0 x 14.0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Basement
  • Area: 572
  • Dimensions: 26.0 x 22.0

Dining Room

  • Level: Main
  • Area: 121
  • Dimensions: 11.0 x 11.0

Features

  • Cathedral Ceiling(s),Walk-In Closet(s),Kitchen Island,Granite Counters,Eat-in Kitchen,Ceiling Fan(s)
  • Finished area above ground: 2,651

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 3,551
  • Total interior livable area: 3,551 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 15.0 x 12.0

Living Room

  • Level: Main
  • Area: 285
  • Dimensions: 19.0 x 15.0

Office

  • Level: Main
  • Area: 121
  • Dimensions: 11.0 x 11.0

Other

  • Level: Main
  • Area: 165
  • Dimensions: 15.0 x 11.0

Primary Bedroom

  • Level: Upper
  • Area: 210
  • Dimensions: 15.0 x 14.0

Property

Details

  • Parcel number: 451131430011000035
  • Special condition: None

Features

  • Levels: Two
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods

Lot

  • Lot size: 0.39 Acres
  • Features: Back Yard,Private,Landscaped,Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,161$49,932
Home Insurance *$244$2,928
Property Taxes $524$6,288
Electricity $325$3,906
Total$5,254$63,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,137/yr
40% on housing$157,620/yr
45% on housing$140,106/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 46373$216
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46373$193
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$820,000
2026-07-25Price change$823,000
2026-05-28Listed for sale$825,000
2026-05-13Pending sale$825,000
2026-05-08Listed for sale$825,000
2022-12-23Sold$717,435
2022-11-04Price change$749,000
2022-10-20Price change$749,900
2022-09-30Listed for sale$775,000
2020-06-30Sold$105,000

For Sale by Agent

AgentJeremy Slowinski
BrokerageEllsbury Group

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